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Terms and Conditions

1. General terms

FlexiLoans Technologies Private Limited, whose registered office is Flat No.2, 2nd Floor, Mahaveer Shopping Centre, Agra Road, Kalyan West 421302, is the owner of the website www.flexiloans.in(“Website” or “Site”) and hereinafter shall be referred as “FlexiLoans” or “We”or “Us” or “Our”.

As a user of this website (“User”), your use/ access of this Website implies that you have read, understood and agreed to abide by the terms and conditions (“Terms & Conditions”). These Terms & Conditions together with Our privacy policy as provided on the Website (“Privacy Policy”) govern your usage of the Website. If you disagree with any part of these Terms & Conditions, you are not permitted to access and use this Website and you should cease such access and/or use immediately.

These terms of use govern your use of the Website. However, should you apply for any of Our products(“products” or“services”), and then be approved for any of Our products, your application and (where applicable) the provision of the product to you may also be subject to separate and additional terms &conditions notified to you at the time of such application and following such approval (where applicable).

We may modify/ revise the Terms & Conditions from time to time and such revision/ modification shall be effective upon posting by us on the Website. You agree to be bound to any changes to this Terms & Conditions when you use the services after any such modification is posted. It is therefore important that you review the Terms & Conditions regularly upon each use of the services to ensure you are updated as to any changes.

The Website is intended for users within India only.

 

2. Eligibility

The User of this Website unequivocally declares and agrees that the User is a natural / legal person who has attained the age of at least 18 years and is legally allowed to enter into a contract in India and is allowed to utilize the services of the Website in accordance with the Terms & Conditions detailed hereinafter.

If the User violates any of these Terms & Conditions, or otherwise violates an agreement entered into through the medium of the Website, FlexiLoans may terminate the User’s membership, delete his/her profile and any content or information posted online by the User on the Website and / or prohibit the User from using or accessing the Website at any time in its sole discretion, with or without notice.

 

3. Acceptance of Terms & Conditions

We provide an independent online service which facilitates you access to loans and related financial services and other products or services provided by our partner financial institutions whilst using this Website. We receive a fee and/or commission from the partners when you use our service to purchase products or services from them.

By making use of this Website and furnishing your personal/contact details, you hereby agree that you are interested in availing and purchasing the services that you have selected. You hereby agree that FlexiLoans/ FlexiLoans’ partner financial institutions may contact you either electronically or through phone, to understand your interest in the selected products and services and to fulfill your demand. You also agree that FlexiLoans reserves the right to make your details available to any of our authorized members/ agents or partners and you may be contacted by them for information and for sales through email, telephone and/or sms. You agree to receive promotional materials and/or special offers from FlexiLoans through email or sms. If you are in any doubt as to the suitability, adequacy or appropriateness of any product or service referred to on this Website, we suggest that you seek independent professional advice before you obtain any product or service via this Website.

As a User of this Website you have agreed to the Terms & Conditions that FlexiLoans has provided hereunder or anywhere else in this Website, including but not limited to disclaimers on this Website. You are advised to read and understand the said Terms & Conditions and in case you do not wish to agree to these Terms & Conditions, please do not use the Website.

 

4. Your Account

If you wish to use the Website, you are required to maintain an account and will be required to furnish certain information and details, including your name, email id, contact number and any other information deemed necessary by FlexiLoans. You are responsible for maintaining the confidentiality and security of your account, password, activities that occur in or through your account and for restricting access to your computer to prevent unauthorized access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner. Please ensure that the details you provide us with are true, correct, accurate and complete and inform us immediately of any changes to the information that you provided when registering. You can access and update most of the information you provided us with on the website after you log-in or by writing to us at connect@flexiloans.in

The User unequivocally agrees to provide true, accurate, current and complete information as sought by the registration form of the Website. Upon FlexiLoans gaining knowledge of having any reasonable suspicion that the information provided by you is wrong, inaccurate or incorrect, we shall immediately terminate your account without any notice to you in this regard. You shall at all times abide by the Terms & Conditions stated herein and any breach of these conditions may also lead to FlexiLoans terminating your account and appropriate civil and criminal remedies will be sought against you as provided under the laws of India.

FlexiLoans reserves the right to refuse access to the website, terminate account, remove or edit content at any time without notice to you. The right to use this Website is personal to the User and is not transferable to any other person or entity. FlexiLoans shall not be responsible for any data lost while transmitting information on the internet.

Your personal information as User of this Website shall not be shared by FlexiLoans to any unrelated third parties without your consent. However, in case any such information is required to be shared with a third party as directed and authorized by law or court order or any such authority legally allowed to ask for such information, FlexiLoans will be at liberty to share such information. You will be duly informed of such disclosure at the time and shall be subject to the Privacy Policy.

 

5. Monitoring of the Website and your account

FlexiLoans has the right and liberty to monitor the content of the Website at all times which shall include information provided in your account. The monitoring of the Website is important to determine the veracity of the information provided by you and that every User remains in consonance with the Terms & Conditions provided herein. Subject to the Terms & Conditions mentioned herein FlexiLoans shall also have the liberty to remove any objectionable content which is in contravention of the Terms & Conditions herein or share such information with any governmental authority as per procedures laid down by the law for the time being in force in India.

 

6. License and Site Access

FlexiLoans grants you a limited license to access and make personal use of the Site. This license does not include any downloading (other than page caching) or modifying it, or any portion of it (except with express written consent of FlexiLoans); unauthorized hypertext links to the Site and the framing of any content available through the Site; uploading, posting, or transmitting any content that you do not have a right to make available (such as the intellectual property of another party); uploading, posting, or transmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; any action that imposes or may impose an unreasonable or disproportionately large load on FlexiLoans’ infrastructure; or any use of data mining, robots, or similar data gathering and extraction tools. This website or any portion of this website (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed or otherwise exploited for any commercial purpose without express written consent of FlexiLoans and / or its affiliates, as may be applicable.You may not bypass any measures used by FlexiLoans to prevent or restrict access to the Site. Any unauthorized use by you shall terminate the permission or license granted to you by FlexiLoans. By using this Site and by accepting to agree to these Terms & Conditions you also agree that you shall not hack or otherwise hire some third party to hack the Site or use any other unauthorized means without a written consent of FlexiLoans and access any third party information. You shall in such an event be liable of a criminal offence and FlexiLoans shall institute appropriate legal proceedings to claim damages.

 

7. Advertisers/ Third Party Links on the Website

FlexiLoans accepts no responsibility for advertisements or links contained within the Website and they are put for your convenience to provide you with further information or services. FlexiLoans has no control over and accepts no responsibility for the content of any website or mobile application to which a link from the Website exists. FlexiLoans does not provide any endorsement or recommendation of any third party website or mobile application to which the Website provides a link.

Further, FlexiLoans shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any website or mobile application to which a link from the Website exists.

 

8. Limitation of liability

Not with standing anything to the contrary contained herein, neither FlexiLoans nor its affiliated companies, subsidiaries, officers, directors, employees or any related party shall have any liability to you or to any third party for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under or relating to these Terms & Conditions. To the maximum extent permitted by law, you waive, release, discharge and hold harmless FlexiLoans and/ or affiliated companies, subsidiaries and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of your use of the Website. FlexiLoans makes no warranties or representations regarding the accuracy or completeness of this website’s content or the content of any sites linked to this site. In no event shall FlexiLoans, its officer, members, directors, employees or agents be liable to you for any direct, indirect, incidental, special, punitive or consequential damages whatsoever resulting from any (i) errors, mistakes or inaccuracies of content or services (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of our website. (iii) any unauthorized access to or use of our secure servers and/or any and all personal information and/ or other information stored there in (iv) any bugs, trojan horses, viruses, etc. that may be transmitted to or through our website by any third party and/ or (v) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the website.

Under no circumstances shall FlexiLoans be held liable for any delay or failure in this Website and/or any of the Services and/or information on the Website directly or indirectly resulting from, arising out of, relating to or in connection with events beyond the reasonable control of FlexiLoans, including, without limitation, Internet failures, equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, earthquakes, explosions, acts of God, war, terrorism, intergalactic struggles, governmental actions, orders of courts, agencies or tribunals or non-performance of third parties

This limitation of liability clause shall prevail over any conflicting or inconsistent provision contained in any of the documents / content comprising this Terms & Conditions. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, malware, Trojan horses and other items of a destructive nature.

 

9. Disclaimer of Warranties

Your use of the products, services and all information and other content (including that of third parties) included in or accessible from the service is at your sole risk. The service is provided on an “as is” and “as available” basis. FlexiLoans expressly disclaim all warranties of any kind as to the service and all information, products and other content (including that of third parties) included in or accessible from the service, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

FlexiLoans make no warranty that (i) the service will meet your requirements, (ii) the service will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the service will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the service will meet your expectations, or (v) any errors in the technology will be corrected.

And you are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from FlexiLoans through or from the service will create any warranty not expressly stated in these Terms & Conditions.

 

10. Indemnity

You agree to indemnify, save, and hold FlexiLoans, its affiliates, contractors, employees, officers, directors, agents and its third party associates, licensors, and partners harmless from any and all claims, losses, damages, and liabilities, costs and expenses, including without limitation, legal fees and expenses, arising out of or related to your use or misuse of the services or of the Website, any violation by you of these Terms & Conditions, or any breach of the representations, warranties, and covenants made by you herein, or your infringement of any intellectual property or other right of any person or entity, or as a result of any threatening, libelous, obscene, harassing or offensive material posted/ transmitted by you on the Website. FlexiLoans reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify FlexiLoans, including rights to settle, and you agree to cooperate with FlexiLoans’ defense and settlement of these claims. FlexiLoans will use reasonable efforts to notify you of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it.

 

11. Governing Law

The Terms & Conditions are governed by and must be interpreted in accordance with the Indian laws. You agree to the exclusive jurisdiction of the courts of Maharashtra in respect to any proceedings in connection with these Terms & Conditions or this Website. If any provision of these terms is found to be invalid or unenforceable by a Court of Law, such invalidity or unenforce ability will not affect the remainder of the Terms & Conditions which will continue in full force and effect.