Ayurvedic Product Business Loan

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Nowadays there is increasing health-related issues due to the presence of toxins in food, water, and air. There are a lot of pollutants in the air, water and food that we consume in our daily life. The allopathic medicines that we consume to overcome the health-related issues always come with a set of side effects. Here ayurvedic medicines and organic food comes into play. These medicines are prepared from naturally occurring substances and have no side effects of any kind.

Ayurveda in India

The study of ayurvedic medicines is called Ayurveda. The ayurvedic system of preparing medicines is more than 5000 years old. These were written by hermits and sages at that time and have been preserved ever since. During the recent times due to increase in awareness the growth of Ayurveda is picking up and ayurvedic medicines are prepared and sold by the pharmaceutical companies. These medicines are safe to consume and can be used by all people.   

Even though the ayurvedic medicines are old by concept due to the modernization of the preparation methods and modern pharmaceutical plants, the growth of these natural products is tremendous not only in India but all over the world. It is predicted that by 2050 the market of the Ayurveda will be $5 trillion. Due to abundant natural resources in our country, India will lead all the nations in the production of these products.  More than the rural market the urban population will benefit from these medicines.

As Ayurveda is born in India, and today’s Modi government is spreading its awareness and campaign for these medicines in a big way. the government is sponsoring subsidy for the ayurvedic medicines under Prime Minister Employment Generation Program (PMEGP) for setting up the ayurvedic units in the country.

Following are the steps required to successfully set up an ayurvedic products business:

Due to huge benefits and profit-making venture, you can set up an ayurvedic products business in India. There are a lot of types of products from ayurvedic massages, to surgical procedures and medicinal products. The western world is waking up to Ayurveda and there is huge export potential. India is known for its medical tourism and due to this lot people from around the world are visiting India for getting surgical procedures and natural medicines. The following steps list out the plan for making huge business in Ayurveda.

  1. Before stepping into the business, do thorough research about your products, financial details, and analysis of product market, the location where you would like to set up and your competitors in the business.
  2. Next, plan how much you would like to invest in the ayurvedic product business. You need to plan, start and operate successfully. We will provide you with the investment option and provide loans for your business.
  3. You can partner with right and successful people in that area of business and write your business plan successfully and achieve your goals.
  4. For starting the ayurvedic medicines business you need to have a drug-related license as required for the allopathic medicines. Certainly shop license, GST and sale tax number for your establishment is required.

We need to understand the factors contributing to entrepreneurs to start the ayurvedic product business and they are as follows:

India is known for its trees, flowers, fruits, plants, shrubs and herbs diversity and they are found throughout the country. These are natural substances used in the preparation of the medicines. Also, people are aware now on judging the medicines and have found that allopathic medicines have a lot of side effects. These are the reasons that the market share for authentic, traditional medicines have increased faster now.

We also use these types of medicines unknowingly or knowingly in our daily life and they are prepared for our food in the form of herbs, spices, medicinal herbs, food that we eat daily, sauces and dietary supplements, spa, etc.

  • In a recent market, there is a constant need for ayurvedic products

The recent survey by Ernst and Young has predicted that today’s market at 40,000 million will see a steep increase and reach up to 120,000 million by 2020 leading to a rise in exports.  There is tremendous growth is one of the factors to start an ayurvedic business.

  1. Online Business and digital  world

There is no need to invest in a huge storage area or huge shops for the ayurvedic business. You can set up an online website and market and sell the products throughout the world. Just by clicking user can choose the products and buy them.

  • Ayurvedic products export

India is one of the leading countries in ayurvedic exports. The ayurvedic products are exported, to all the leading countries such as the European Union, US, New Zealand, and Canada. Due to an increase in buying capacity in the world, the export has increased. Not only that also due to government-sponsored programs for the cultivation of botanical products and organic products has the export increased.

  • Due to the increase in awareness of ayurvedic products

Due to an increase in awareness among the people about the value of the ayurvedic products, there is a constant demand for these products. New products such as spices, tea, herbs, and juices have been developed by the companies and sold. India has been in the center of organic revolution due to the bad effects of the chemicals used in the food cultivation before.

  • Indian Government’s constant support for ayurvedic products

There is a constant push by the government of India for the Organic farming and development of ayurvedic products. The union government in India has earmarked 500,000 for Organic farming in the Union budget of 2016. These have encouraged the value chain in the North Eastern Region and other similar regions of India for development.

Your eligibility criteria for business loans

After the thorough reading of the above-written paragraphs, we know you are surely ready to approach us to avail a business loan for ayurvedic product business. Now you need to understand the eligibility criteria for the business loans and they are as follows.


  • You must be between 21 years to 65 years of age to apply for business loans
  • Your business plan must get returns of at least rupees 2 Lac per annum
  • You must have profited by your business at least during the last 1 year

The mandatory documents required for business loans for ayurvedic product business:

  • The government provided Identity proof
  • The government provided Address proof
  • PAN Card
  • Bank statement of a minimum of 6 months
  • You must have filed ITR returns for at least 2 years
  • Credit score and debt obligation details if any
  • Profit details
  • Passport size photo
  • GST Number and Shop permit

How charges are levied for your business loan

EMI and the pre-processing charges are levied depending on parameters mentioned below as a case to case basis

  • CIBIL Credit Score
  • The net worth of the business
  • Cash flow or Profit made on a yearly basis
  • Working capital required on a monthly basis
  • Total Loan amount and time required to repay
  • Inventory ratio and Asset Vs liability ratio
  • Foreclosure charges if applicable

Why you must FlexiLoans?

  • You can start your business anywhere in India as we are present in more than a hundred cities.
  • We offer loan up to One Crore.
  • Quick loan processing features with our online customized site
  • Loan approval within 48 hours of filling the form online and uploading the documents
  • Go green and paperless way for getting your loan processed
  • No collaterals or securities or guarantee required for loan
  • No hidden clauses and we provide a safe and secure transaction process
  • Make use of our EMI calculator and know the amount to be repaid on a monthly basis. Stay worry-free as we will explain everything in detail to you in advance.

Click here to apply.