BUSINESS LOAN IN GUJARAT

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Business Loan In Gujarat

The business hub of India- Gujarat

Gujarat, the westernmost state of India, has always been at the forefront of ease of doing business. It is one of the leading industrial nations in the country. Furthermore, several government initiatives have accelerated the growth of small businesses in the state. While running a small business, the main issue an entrepreneur faces is the business's financial needs. 

FlexiLoans comes to the rescue of all those budding entrepreneurs in financial needs with trouble-free quick business loans in Gujarat. The FlexiLoans digital lending platform aims to provide much needed financial assistance to the aspiring entrepreneurs of Gujarat.


Quick business loans

FlexiLoans offers quick business loans to the budding entrepreneurs in Gujarat at straightforward terms and conditions. In FlexiLoans, there is a minimal requirement of documents for business loans. It is also worth noting that in FlexiLoans, the interest rate charged on small business loans is the best and most affordable in the market.

FlexiLoans provide unsecured business loans in Gujarat by offering a 100 percent loan amount without any securities. With FlexiLoans at your disposal, you can remain assured of getting quick business loans online. You can do that without having to go through any kind of hassle.

FlexiLoans deals with different varieties of quick business loans, which include loans against POS and vendor financing. FlexiLoans comes to the rescue of all those businesses in the requirement of term loan or line of credit loan to meet business emergencies.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Advantages of quick business loans

  • The first and foremost advantage of availing these types of loans is that it improves your business credit. This helps to increase the cash flow of your business. 
  • Business loans allow you to borrow money without selling a percentage of your company's ownership in exchange for funds. 
  • This quick business loans will help maintain your working capital needs at times of financial crisis. 
  • You can get these loans with minimum documentation and also remain assured of getting these loans approved online. 
  • The interest rates which are charged on these loans are quite affordable in the market. 
  • Quick business loans are usually unsecured loans and do not require any collaterals against the loan amount. 
  • Lastly, you get ready to cash in hand, which further helps you in meeting all your daily expenditures.

Why FlexiLoans a one stop destination for business loan needs?

Every business requires money, no matter, whether it’s big or small. Many entrepreneurs struggle to arrange the much-needed finances for their business. Considering the fact, we at FlexiLoans make efforts to provide trouble-free, customized business loans to the entrepreneurs. We aim to lend funds through the most convenient and reliable procedures that stand apart in the market. To know more about our benefits read below:

  • Extended capacity: We have a lending capacity of up to Rs 1 crore.
  • Fast procedures: Our procedures are extremely fast soon after the documentation you can get your loan approved within 48 hours.
  • Transparency: We impose no hidden charges. Before loan approval, a fair discussion is conducted with the client.
  • No paperwork: No more waiting in queues. Submit documents online and get your application filled within 15 minutes.
  • No collaterals: We demand no guarantee. We offer a 100 percent loan amount without any security.
  • Extending reachability: To date, we have covered 100 cities of India. We are still on a move to reach every corner of India.

Documents Required for Business Loan in Gujurat

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

The maximum amount of loan that I can take in Gujarat?

You can get an unsecured business loan up to ₹1 crore.

Collateral requirements for business loans in Gujarat?

FlexiLoans provides only collateral free business loans. So, you do not need a collateral for applying for a business loan.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

We may charge processing fee to facilitate the loan towards legal and documentation charges.

Interest rates start at as low as 1% per month. However, it may depend on various factors like your loan amount, tenure, eligibility, etc.