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Business Loan in Lucknow

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Lucknow- once the seat power of nawabs & now one of the leading urban agglomerations in India. The city is among the top cities of India by GDP & ranked sixth in fastest growing job-creating cities in India. Lucknow is contributing to the growth of India’s economy from the fields of IT, manufacturing and processing and medical/biotechnology. Adding to the boosting industrial presence, Business loans in Lucknow aids more to the growth to the city.

Where to get a Business Loan in Lucknow

Business loans from FlexiLoans helps you set up your new venture or expand your existing business without any collaterals. If you are in Lucknow, and are looking to get a business loan in lucknow, FlexiLoans business loans are best for you.

Here’s why:

Easy Online Process: Business Loans here at FlexiLoans can be easily applied through online in minutes. It’s hassle-free and enables one-to-one customer support.

Tailored Quotes: Each business has different requirements & needs different kind of solution. Business Loans from FlexiLoans, provide you with tailored quotes, that exactly matches your business requirements.

Paperless: No hassle of carrying documents to apply a loan, just scan & upload, you’re all set. Our Business Loans are paperless.

Collateral-Free: Our business loans are collateral free. We provide business loans with no security.

Transparent & Secured: No hidden fees. Our process is completely transparent & secured.

How to Get Approved for  business loans Lucknow

If you are an individual, a partnership, limited liability partnership, proprietary firm, self-employed, you’ll be eligible for a business loan. Many factors are taken into consideration, to approve your small business loan. Here is the required eligibility criteria for applying a business loan.

Eligibility Criteria For business Loans in Lucknow

  • Age Limit: The applicant should be min 21 years & max. 65 years.
  • Income: Business should be profit making at least for the past 1 years.
  • Turnover: Rs. 200,000 p.a. should be the minimum annual income.
  • Co-applicants: This is optional to the applicant, not mandatory in case of business loan.

DOCUMENTS REQUIRED FOR BUSINESS LOANS IN Lucknow

Here is the basic documentation required for getting a Business Loan in Lucknow:

  • A copy of the PAN card of the person or company
  • An identity proof which might include any of Aadhar Card, Passport, Voter ID, PAN Card or Driving License
  • An Address Proof which can consist of either of Aadhar Card, Passport, Voter ID or Driving License
  • Bank statements from the last 6 months
  • ITR statement from the last year as well as audited balance sheet and P&L statement for the past 2 years
  • Cash Flow statements
  • Debt Obligations
  • Application form with a recent photograph of all co-applicants
  • Other documents as required which can include declaration of ownership, MoA, Resolutions, Power of Attorney or any other documents required by the bank/NBFC or as required by the lender

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