BUSINESS LOAN IN MAHARASHTRA

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Business Loan in Maharashtra

Maharashtra is a state in India that occupies a large part of the Deccan plateau. The shape of this Indian state in the western peninsular part resembles that of a triangle. The west coastline of the state is 450 miles long and forms its base while its interiors narrow down to a kind of blunt apex around 500 miles in the east. Gujarat lies in the northwest of this state while Madhya Pradesh is in its north. 

The state of Chhattisgarh lies in the east of Maharashtra while Telangana in the southeast. Goa is the southwest neighbour of Maharashtra and Karnataka lies to its south. It is bounded by the Arabian Sea and Dadar and Nagar Haveli union territory in the west.

The state of Maharashtra speaks of diversity. This 3rd largest state in India by area and 2nd most populated region is known for its actors, saints and scholars. It is famous for its exclusive traditions and customs. However, one thing that the state is widely known for is the varied scopes of business it offers to individuals. It is called the commercial capital of India, and thus it is quite likely for you to find great scopes of loan for business in Maharashtra in the form of FlexiLoans.


Avail Loan against POS and Other Forms of Unsecured Business Loan in Maharashtra

If you are wondering how to get a business loan in Maharashtra, then come straight to us. We excel at providing term loans and other loan varieties like vendor financing, and line of credit. Payments made through cards, either credit or debit, have become quite common in these present times. 

In keeping with the trends, the majority of the businesses, small and big, have sufficient POS or Point of Sale machines for catering to the ever-increasing demands of the card-swiping buyers. Major card swipes have brought in business owners with scopes of expanding their businesses.

We, at FlexiLoans, take pride in extending small business loans in Maharashtra where credits are available for the short term without any repayment issues because of the innovative modes of payment. So, what are you waiting for? Come to us if you need a GST business loan in Maharashtra.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Documents Required for Business Loan in Maharashtra

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

What security do I need to provide to avail a Business loan in Maharashtra?

FlexiLoans provides only collateral free business loans. So, you do not need collateral for applying for a business loan.

When to get a business loan?

You can get a small business loan at any time depending on your interests. You can take it to expand your inventory, meet seasonal requirements, sudden cash requirements due to irregular cash flow, etc For more information click on the link here.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

FlexiLoans provides only collateral free business loans. So, you do not need collateral for applying for a business loan.

You can get a small business loan at any time depending on your interests. You can take it to expand your inventory, meet seasonal requirements, sudden cash requirements due to irregular cash flow, etc For more information click on the link here.