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Business Loan in Patna

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Patna is the capital & largest city in Bihar. Patna is a major agricultural hub and centre of trade. The city is known for its exports are grain, sugarcane, sesame. The city witnessed a surge in its economy in fast-moving consumer goods industry along with green revolution business. If you’re looking for a business loan in Patna, you are at the right place.

Where to Get Business Loans in Patna

Easy Online Process: We enable an easy online loan application process. Apply for a Business Loans through online in minutes. It’s hassle-free and enables one-to-one customer support.

Tailored Quotes: Business Loans from FlexiLoans, provide you with tailored quotes, that exactly matches your business requirements. We know each business has unique requirements.

Paperless: We support paperless process. No hassle of carrying documents to apply for a loan, just scan & upload, you’re all set.

Collateral-Free: Our business loans are collateral free. We provide business loans with no security.

Transparent & Secured: No hidden fees. Our process is completely transparent & secured.

How to Get Approved for  business loans Patna

If you are an individual, a partnership, limited liability partnership, proprietary firm, self-employed, you’ll be eligible for a business loan. Many factors are taken into consideration, to approve your small business loan. Here are the required eligibility criteria applying for a business loan.

Eligibility Criteria For business Loans in Patna

  • Age Limit: The applicant should be min 21 years & max. 65 years.
  • Income: Business should be profit making at least for the past 1 years.
  • Turnover: Rs. 200,000 p.a. should be the minimum annual income.
  • Co-applicants: This is optional to the applicant, not mandatory in case of business loan.

DOCUMENTS REQUIRED FOR BUSINESS LOANS IN Patna

Here is the basic documentation required for getting a Business Loan in Patna:

  • A copy of the PAN card of the person or company
  • An identity proof which might include any of Aadhar Card, Passport, Voter ID, PAN Card or Driving License
  • An Address Proof which can consist of either of Aadhar Card, Passport, Voter ID or Driving License
  • Bank statements from the last 6 months
  • ITR statement from the last year as well as audited balance sheet and P&L statement for the past 2 years
  • Cash Flow statements
  • Debt Obligations
  • Application form with a recent photograph of all co-applicants
  • Other documents as required which can include declaration of ownership, MoA, Resolutions, Power of Attorney or any other documents required by the bank/NBFC or as required by the lender

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