img

BUSINESS LOAN IN RAIPUR

Home > Business Loan in Raipur

Business Loan in Raipur

Raipur is right at the center of the state of Chhattisgarh. It also serves as the capital of the state. 

This bustling capital of the state of Chhattisgarh is widely known for its steel plants and more than 200 steel manufacturing units. The city also boasts of a slew of aluminum and coal industries. However, this is not all. The city is also home to some of the most stunning ancient temples, terracotta industries and lakes. It is not just the right place for individuals looking to take up large businesses but even works for the ones looking for scopes of doing small business. There are different sources of business loan in Raipur available to all those individuals who have plans of doing business here. FlexiLoans can offer you the best unsecured business loan in Raipur without any collateral required.


Get Loan for Business in Raipur

If you are in the lookout for a small business loan in Raipur, then avail term loan from FlexiLoans can be a wise idea for you. We offer such loans along with vendor financing and loan against POS to companies engaged in businesses related to providing services, manufacturing, stocking, retailing, supermarkets, distribution, multi-brand stores, departmental stores and restaurants. Our GST business loan in Raipur available in the form of working capital funding can be used for covering payables, accounts, wages and various other similar requirements.

Businesses and companies witnessing fluctuating sales and high seasonality cycles can rely on our working capital loans that can help them during periods of lean or reduced business activity. Our line of credit loans has become a necessity for companies witnessing stagnation or losses. We offer our business loans to MSMEs on a very wide scale, and our funding is by no means limited to only MSMEs. We help the small and medium-scale companies in meeting their regular operational requirements through our loans and ensure that they have the funds required for regular operational expenses.

So, next time you wonder how to get Collateral Free Business Loan in Raipur, come straight to FlexiLoans. We will help you out in all possible ways.


Documents Required & Basic Eligibility for Business Loan in Raipur

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card
Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

What is the best cibil score to get a business loan?

CIBIL scores can range between 300 and 900, with 900 denoting maximum. A CIBIL score of 700 or above in your credit report is ideal and will help in qualifying you for Business Loan.

How do I repay my Business loan from FlexiLoans?

You repay your loan in EMI. You can choose to debit your EMI's from your Bank account directly.
What are the purposes for which I can get a loan via FlexiLoans?

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps
Why should I avail loan via FlexiLoans?

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.
What documents are required to apply for a loan?

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months
Are there any charges other than interest rate that I have to pay to avail the loan?

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.
What is the best cibil score to get a business loan?

What is the best cibil score to get a business loan?

CIBIL scores can range between 300 and 900, with 900 denoting maximum. A CIBIL score of 700 or above in your credit report is ideal and will help in qualifying you for Business Loan.
How do I repay my Business loan from FlexiLoans?

How do I repay my Business loan from FlexiLoans?

You repay your loan in EMI. You can choose to debit your EMI's from your Bank account directly.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.