BUSINESS LOAN IN SURAJPUR

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Business Loan in Surajpur

Any idea which state is famous by the name of ‘Dhaan Ka Katora’? Right you are! It is Chattisgarh. Surajpur is the 26th district of Chhattisgarh. Its administrative headquarter is in the city of Surajpur. Earlier Surajpur was known as ‘Daandbulla’, next it was termed ‘Suryapur’ which is presently called in its latest form ‘Surajpur’. The city is well known for its religious importance, and you will be mesmerised seeing the art, architecture and archaeology of the city.

Abundant crops and horticulture are an integral part of the district. Rice, maize, groundnut, wheat potato, onions, mustard are grown on a large scale. Furthermore, the city also has a wonderful business environment. It has become one of the lucrative business destinations for aspiring young entrepreneurs. Steel, cement, aluminium, thermal power, mining are the major industries here. The city has become a remarkable contributor to the nation’s growing economy.

For starting a new business venture or expanding the existing one, a business loan is vital. FlexiLoans is an online lending platform. You can contact us through the website to get details on how to get a business loan in Surajpur. Well, for every business person FlexiLoans has something. They can pick from any of the business loan in Surajpur; small business loan in Surajpur or term loan.

Before applying for a loan for business in Surajpur, you should understand the difference between the two. A small business loan is the amount of loan that will meet the needs of small or medium scale business. Working capital, also known as the operational cost is the amount that you require every day to run the business. 

The working capital loan covers the entire operational cost. Apart from these, Flexiloan also offers unsecured business loan in Surajpur, which requires no collateral and is solely based upon the business owner’s creditworthiness. Our hassle-free GST business loan in Surajpur will ensure a smooth flow of finance.

We have exciting loan offerings to support your business financially. You can avail our line of credit anytime you need funds within the max credit limit. You can expect the funds of your loan against POS will be deposited into the account within 24 hours. To improve the cash flow into your company, try our invoice financing.   

To solve all your business loan related issues, FlexiLoans is here for you anytime.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Documents Required & Basic Eligibility for Business Loan in Surajpur

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

How to check the eligibility for business loan in Surajpur?

To check the eligibility click on the link here.

Are loans available at a specific time of the year?

You can apply for Unsecured Business loans at FlexiLoans all year round.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

We may charge processing fee to facilitate the loan towards legal and documentation charges.

Interest rates start at as low as 1% per month. However, it may depend on various factors like your loan amount, tenure, eligibility, etc.