Flexi Line (Drop Line Of Credit)

meet short-term business needs with collateral-free loans

Eligibility criteria for Line of Credit

  • Business with at least 1 year history
  • Annual Business Turnover of at least 50 lakhs
  • Net Profit of at least 5 lakhs & above
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You own a business which has seasonal variations or unexpected and unforeseen liquidity requirements. You may need immediate capital to manage your stock during the festive season. We have a solution to all such problems – FlexiLine

FlexiLine is a credit facility that will give you control over your finances and increase visibility of your finances for you.

When should you apply for Line of Credit


  • Irregular cash-flows depending on seasonal factors
  • Fluctuating Capital Requirements
  • Seasonal Inventory Requirements
  • Short-term investments

Benefits of FlexiLoans Line of Credit

Disbursal within 48 hours

Simple Documentation

Quick and seamless processing

No Hidden Charges/Fee

Interest charged on daily basis, on the utilised amount

Fully online process

Features of FlexiLoans Line of Credit


  • Line of Credit with a monthly decline (by a factor = Initial Line / Tenor). For Eg: If initial line of credit is Rs 10 lakhs with tenor for 10 months, then each month the credit limit will decrease by 1 lakh
  • Credit Limit starting from 5 lakhs upto 1 crore
  • One time processing fee upto 2%
  • Flexible tenure up to 12 months
  • Interest rate basis profile & eligibility
  • Prepayment option without any additional fee
  • Monthly repayment of interest and principal due, if any

Documents required for Line of Credit


  • All Bank Statements of last 12 months
  • KYC documents for yourself and your organization*
  • Financial documents*

How to apply for Line of Credit with FlexiLoans

  • Fill

    Fill Online Form

    Fill the online Application Form in less than 15 minutes

  • Upload

    Upload Documents

    On submission, FlexiLoans generates Credit Score in less than a day

  • Receive


    Sign the documents and get the loan approved in less than 48hrs

Documents required for Line of Credit

  • List of KYCs accepted
  • PAN Card (Mandatory) and
  • Any one of
  • Aadhaar
  • Passport
  • Voter’s ID
  • Driving License
  • Electricity Bill
  • Ownership Documents
  • Shops Establishment Certificate
  • VAT/Service Tax Registration Certificate
  • Certificate of Incorporation
  • For Credit Limit more than 10 Lakhs
  • 12 months of All Bank Statements
  • List of Financial documents to be submitted
  • ITR (Income Tax Return)
  • 2 years of audited P&L Statements