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FAQ

What are the purposes for which I can get Loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business and personal funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation and then get quick loans through our affiliate NBFCs. You may get loans via FlexiLoans for:

 

  1. 1. Expanding your business
  2. 2. Servicing regular working capital needs
  3. 3. Managing seasonal working capital requirements.
  4. 4. Manage short term cash flow gaps
  5. 5. Business Equipment Loans
What is the ticket size of loans and tenure of loans that I can get via your platform?

We facilitate loans starting from Rs. 15,000 up to Rs. 1 Crore, the tenure of loans on our platform vary from 1 month to 12 months.

When and how will my loan get approved?

You need to fill loan application form on our website and provide required documents, post which we will evaluate your documents and creditworthiness and approve your loan.

The loan is usually sanctioned within 2 working days after getting your duly filled application form and documents.

What documents are required to apply for loan?

Basic KYC documents (1 Address proof and 1 Identity Proof), 6- 12 month Bank Statements along with Business Establishment Certificate are required to get started.

ITR statements, Audited Financial Statements and Tax receipts are other documents that may be asked for assessing the credit eligibility.

What is the duration and mode of loan repayment?

The repayment terms are very flexible and can vary from weekly to monthly payments. We collect PDCs, ECS form/NACH mandate via which your account will be automatically debited on due date.

Are there any other charges other than interest rate that I have to pay to avail the loan?

We may charge Processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

Do you keep my information confidential?

All the information given by you is kept confidential, please refer privacy policy on website for more details.

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.