Job Description:

 What you will work on:
● Oversee the company's credit policies, procedures and processes related to SCF and HVC business, ensuring all risks
are addressed appropriately through evaluation and developing required risk frameworks.
● Directly responsible for the credit quality and risk performance of the company and the SCF and HVC businesses.
● Develop and review Early Warning System (EWS) reports.
● Periodic review of portfolio in accordance with current Industry scenario and recent RBI Circular, making amendments
to Policy accordingly.
● Keeping a tab on external economic environment, regulatory policies and competition with a view to ensure strong
business growth.
● Ensuring system automation for improving team efficiency and productivity.
● Using data analytics to develop insights into credit risk trends, identify emerging risks, and optimize credit risk
management strategies.

 The ideal candidate:
● Highly driven and motivated individual with ability to get hands-on where required.
● Ability to communicate, present and influence all levels of the organization, including executive and C-levels.
● Ability to motivate and develop a strong team.
● Problem solving approach.
● Strong business acumen.

Qualification and Experience
● 7+ years' experience required in the credit/risk department related to supply chain financing and/ or wholesale
corporate lending.
● CA/CFA degree with relevant experience
● Strong understanding of operational, legal and credit risk across the full range of industries.
● Should have experience in unsecured and financial based credit assessment.