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LOAN FOR ACCESSORIES BUSINESS

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Loan for Accessories Business

Every once in a while, when we are using our phone, we drop it, and now we can't see anything on the screen. That's when mobile and accessory shop comes to rescue, its a business with lots of potentials, and if you are one who's running it already we have a business loan that can help you extend it further and make new customers and clients. Today, we will show you how you can take advantage of the business loans offered by FlexiLoans.

Get All Your Worries Sorted Out With Business Loan For Mobile and Accessories Business

You might need extra stock for the upcoming festive season, or you want to renovate your shop, so it appeals to your customer. There are no restrictions on how you can spend the money which you get from a business loan. You can even buy ACs for your shop if that's what you want from the business loan. When you are availing of a business loan, you don't need to submit your documents as collateral against the loan's principal amount. As a result, you don't have to provide collateral such as your gold ornaments or your lease papers to the bank when you are applying for this loan.

Benefits Of Taking Apparel And Accessories Business Loan From FlexiLoans

Given below are some of the advantages that we provide to our customers on a personal level, which you won't find in other loan providers.

  1. First, our way of working is entirely transparent. We will always keep you in a loop and give you updates on time for your loan application.
  2. As soon as the loan is passed, we will inform you to collect it from the bank. Thus, you get to have your money in the shortest amount of time. 
  3. Furthermore, when it comes to availing a loan, it might be difficult for some to fill the application form. But that's not the issue our customers face, and we provide application assistance, so you don't have to ask anyone else when you are filling the loan form. 
  4. Anyone whose business is running for about 1 year can apply for this loaning scheme and enjoy its benefits.
  5. There are no hidden charges in our service, and you don't have to pay us a single dime for our service. 
  6. When you are availing business loans from FlexiLoans, you only need minimum document formalities to get your loan sanctioned by us. 
  7. Loan for Accessories Business, Business loan for Mobile and accessories business, Apparel and Accessories Business loan

Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Documents Required for Accessories Business Loan

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

How do I repay my Business loan from FlexiLoans?

You repay your loan in EMI. You can choose to debit your EMI's from your Bank account directly.

What can you use an unsecured business loan for?

The unsecured business loan can be used for various reasons like expanding inventory, meeting irregular cash flows, seasonal requirements,etc.
What are the purposes for which I can get a loan via FlexiLoans?

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps
Why should I avail loan via FlexiLoans?

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.
What documents are required to apply for a loan?

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months
Are there any charges other than interest rate that I have to pay to avail the loan?

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.
How do I repay my Business loan from FlexiLoans?

How do I repay my Business loan from FlexiLoans?

You repay your loan in EMI. You can choose to debit your EMI's from your Bank account directly.
What can you use an unsecured business loan for?

What can you use an unsecured business loan for?

The unsecured business loan can be used for various reasons like expanding inventory, meeting irregular cash flows, seasonal requirements,etc.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

You repay your loan in EMI. You can choose to debit your EMI's from your Bank account directly.

The unsecured business loan can be used for various reasons like expanding inventory, meeting irregular cash flows, seasonal requirements,etc.