Loan for Computer Business

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Computers have become indispensable commodities today. They have virtually gained the prominence as being one of the basic necessities. After growing incredibly for years, the field of computing still appears to be reaching sky-high altitudes. If you have experience with computers and associated technology, then you’re on the right track to becoming a successful businessman. The market for computers and its peripherals is increasing speedily. Despite economic downturns following industry has been witnessing a stable demand. Moreover, the market pertaining to this industry is highly diversified and so has been with its consumer base. The large computer base, well-groomed e-commerce market, rising levels of disposable income and government initiatives like e-governance are catalyzing the growth in the industry. Furthermore, the market for computers is proposed to witness strong growth over the coming years as well. Therefore, it can be a lucrative and self-rewarding business to run a computer enterprise.  The sole criterion is that you need to be sufficiently acquainted with computers and the internet. Additionally, you would also need to obtain secure funding for equipment purchase. However, in a world of highly competitive business, it is not easy to dream of beginning a successful enterprise. It can be highly troublesome to find the right financier. 

Thus, in a bid to assist entrepreneurs in fuelling their business dreams FlexiLoans provides smart financing solutions in India. We at FlexiLoans pride ourselves in offering hassle free business loans for computer business. Our loan disbursement procedure is easier and quicker thus you would never feel disappointed by getting connected with us. 

Profitable Startup ideas for computer enthusiasts


It is an exceedingly profitable enterprise in the industry. The ever-widening IT industry facilitates a strong foundation for computer stores or retail showrooms. Additionally, the computers and its peripherals have a stable demand as with each anticipated product launch customers keep on craving for newer products. Thus, the business is highly self-rewarding and requires you to put sizeable capital funding.


This is the industry’s most gainful enterprise. Investing in computer assembling is one of the smartest ideas for computer savvy person. The computer assembling business entails to providing customized PC making services. The components required for this business can be easily procured either from domestic or overseas markets. However, the business will require you to make a considerable investment.


Computer parts retailing is another moneymaking business in India. The venture deals with selling various parts and accessories of computer which may include a wide range of products such as motherboard, keyboard, mouse, charger, hard disk, processor, battery, etc. The business can be initialized with moderate capital. Furthermore, selling these add-ons can sometimes enable you to fetch higher earnings rather than the primary products.

Check If You Are Prequalified For a Business Loan

Any business enthusiast seeking to avail funds for leveraging business opportunities can apply for the business loan. The business intended to be funded must be authenticated and should have the desirable profitability. The other obligatory requirements that a borrower needs to satisfy include:

  • Individuals, proprietary concerns, partnership firms or any company can apply for the loan.
  • The eligible age limit at the time of applying for a business loan varies between 21 to 60 years. 
  • The applicant, as well as his business, must have a good credit score.
  • The business must have a sound cash flow and income.
  • The business must have made a profit for the last two years. 

Checklist of Documents Required to Apply For a Business Loan

At the time of applying for a business loan you are required to simply handover the following documents:

  • Identity proof: Aadhaar Card / Driving License / Passport / Voters ID Card / PAN Card.
  • Age Proof: Passport, Photo PAN Card, Voter’s identity card.
  • Address proof: Electricity Bill / Ration Card / Lease agreement / Passport / Trade license / Telephone Bill / Sales Tax certificate.
  • Financial Statements: IT returns along with computation of income, Balance Sheet and Profit & Loss statements for the last 2 yrs.
  • Proof validating continuation of Business. 
  • Income proof: Bank Statement of Last 2 Years.
  • Proof of Business Ownership
  • Last 3 years CA audited financials.

Check Interest Rates and Charges Applicable On Business Loan 

FlexiLoans ensures to meet the demands of your business promptly. With easier and faster loan disbursement we also make sure to provide you the business loans at most competitive interest rates. However, the charges and interest levied would depend upon the following factors:

  • Business loan duration
  • Business loan amount
  • Turnover of business
  • Track record of business
  • The credit score of the business

Apart from this, various other charges including pre-payment charges, foreclosure charges, part disbursement charges, cheque swap charges, stamp duty, and other statutory charges would be applicable. 

How FlexiLoans Can Help Your Business Scale New Heights?

We at FlexiLoans assure to guide you at every step. We make endeavors to simplify financing options so that your business can scale new heights within no time. Whether you want to launch a new venture, purchase machinery, revamp existing business or outperform your competitors we will help you meet all your business demands just at a click.  To explore more about our benefits read below: 

  • No Security: We assure to do not bother you about providing security to cover your loan.
  • No Paperwork: We won’t make you run around for documentation. We just require you to submit a few essential documents online. 
  • Easy Process: Our loan disbursement procedure is super quick. Fill the online application and get your loan approved within 2 working days. 
  • Safe and Secure: We understand your safety concerns. We keep your data secured using the highest levels of security.
  • Customized Products: We understand the distinct needs of your business. Thus, we provide tailor-made loan services to meet your demands.   
  • Convenient Borrowing: We offer a 100 percent loan amount up to INR 1 crore. 
  • Strong consumer base: We have 100 + branches spread across India. 

How to Apply For a Fast & Flexible Lending Solution?

Ready to get started? Then look no further!! Browse through our customer-friendly loan options and get it approved within a matter of minutes. Just log onto  and click to apply to get your business loan approved right away.