PAYTM SELLER BUSINESS LOAN

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Paytm Seller Business Loan

In these present times, one of the greatest challenges for the medium-sized and the small-sized businesses is maintaining the proper flow of finances. Every business these days requires fresh working capital to ensure that the operations move on smoothly. FlexiLoans is here with its Paytm seller business loan to help Paytm sellers live their dreams of making it big in this field. So, we, at FlexiLoans, make it possible for the borrowers to take that big leap which is required for growing their business. We support the Paytm sellers by providing them easy and useful Paytm business loan available in the form of merchant cash advance and line of credit loans.


Paytm Business Loan- A Quick and Easy Way of Arranging for Cash

If you are wondering whether you must make progress with the procedure of Paytm business loan, apply online, then you must surely consider the services of FlexiLoans. With us, you will be able to reap some of the best advantages of going for vendor financing or term loan available in the category of Paytm seller business loans. The very first thing that is noteworthy about our loans is that the entire procedure is entirely digital, and there is no involvement of documents. Also, the borrowers do not need to stand in long queues only to receive the amount.

Regular installments can quickly be paid, and there are absolutely no hidden charges associated with the loans. Also, the borrowers do not need to indulge in meeting beforehand charges. There is no locking period with the amount received as loan available to be repaid right at the end of the loan. Going for FlexiLoans’ Paytm seller business loans means you will be getting the required loan amount at an affordable rate of interest.


Reasons to Go for Paytm Seller Business Loans

Some good reasons make Paytm seller business loans a great alternative. First of all, the sellers can receive scalable and flexible working capital that they can use for business expansion or for increasing their product categories. They also avail a decent amount of discounts from the suppliers by making the payments upfront. They get the scope of buying tools and equipment further required for improvising their business offerings. These include IT equipment and certain machines and systems.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Documents Required for Paytm Seller Business Loan

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

Is EMI service available to pay business loans?

Yes, FlexiLoans provide an EMI facility by which you can pay back your business loan. The EMI amount will be based on your loan amount, the interest charged and the tenure of the business loan.

What security do I need to provide to avail a Business loan for Paytm Seller?

FlexiLoans provides only collateral free business loans. So, you do not need collateral for applying for a business loan.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

We may charge processing fee to facilitate the loan towards legal and documentation charges.

Interest rates start at as low as 1% per month. However, it may depend on various factors like your loan amount, tenure, eligibility, etc.