Collateral-Free Business Loans for MSMEs in India
Trusted by over 70K MSMEs across India.
- Minimal Documents Required
- 48 Hours Approval
- Simple Digital Process
Business Loan EMI Calculator
An online business loan calculator is the initial step to determine an affordable loan amount and EMI that won't disrupt your monthly business needs. Use FlexiLoans's Business Loan Calculator to estimate your business or MSME loan EMI.
Why Choose FlexiLoans?
Minimal Documentation
Get started easily with just your bank statements
Apply in Minutes
100% online loan process built for speed
Collateral Free
Scale your business without pledging assets
Approval in 48 Hours
Get funded fast with business loan approvals in just 48 hours.
Documents Required
- PAN card
- Aadhar Card
- Last 6 months bank statement
- GST certificate
Loans
We Offer
Smart financing solutions to power your business growth Simple, Fast, and Transparent.
Term Loan
Fixed-tenure business loans with flexible repayment options to fund expansion, machinery, or working capital requirements.
Apply Now
Vendor Financing
Manage vendor payments and strengthen supplier relationships with quick, collateral-free financing solutions.
Apply NowHow to Apply for aBusiness Loan Online?
Our digital-first approach makes the business loan application process paperless and branchless. Here are the steps you can follow to get a business loan of ₹50 lakh:
Check EligibilityFill in Your Business and Financial Details
In order to proceed further with the business loan application, you must provide all the essential documents we have listed above.
Upload the Required Documents Securely
Upload all your documents quickly and safely with soft copies. Our digital process eliminates the need to follow paper trails.
Get Eligibility Confirmation and a Loan Offer
Once you upload all your documents, we assess them and provide status about approval or rejection. If you qualify, we will release a loan offer.
Accept the Terms and Receive Funds in Your Account
After accepting the terms, you will receive the loan amount in your bank account to fund your business operations.
Trusted by India's
leading Businesses
We partner with top NBFCs and banks to bring you flexible, transparent business loansso you get the right funding without the hassle.
100+ Partners and growing
Your Growth Companion
The FlexiLoans App
Empower your business growth anytime, anywhere with our feature-packed mobile app.
Success Speaks:
Our Customers, Our Pride
A BIG thank you to team Flexiloans, to help me for expanding my vision into reality
Sangeeta Pawar
Grocery Shop Owner, Mumbai
The disbursement of funds was very fast which helped me plan better. All my queries were answered by their team which made the process easier.
S Sivakumar
Owner of Shrinee Fashions, Tirupur
The service was exceptionally great, very quick & hassle free. I would rate the service 10 on 10!
Stephan Balakrishnan
Medical Shop Owner, Mumbai
The entire process was completely digital and transparent. The quick approval and minimal documentation helped me stock up on inventory just in time for the festive season.
Priya Sharma
Boutique Owner, Delhi
Our Achievements
Great Place to Work Certification 2025-2026
SuperStartups Asia 2019 - India Winner in Gold Category
India NBFC Excellence Awards 2019 - Digital Lending
Best Companies for Millennial Awards 2019
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Frequently Asked Questions
You need KYC documents (Aadhaar, PAN), 6 months of bank statements, GST registration, and basic business proof. FlexiLoans accepts digital copies fully paperless.
FlexiLoans uses bank-grade 256-bit SSL encryption. We are RBI registered and comply with all data privacy regulations. Your information is never sold or shared without your consent.
FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
- Expanding your business
- Servicing regular working capital needs
- Managing seasonal working capital requirements
- Manage short term cash flow gaps