Power your growth withSeamless
Supply Chain
Finance
- No Collateral Needed
- Flexible Tenure
- Digital Processing
Up to 2.5 crore
Loan Amount
Up to 3 months
Facility Tenure
No Collateral Needed
Repayment Frequency
Speed with Simplicity
Hassle-free paperwork
What is a Supply
Chain Finance?
SCF is a Credit Facility which supports a Business/Manufacturing entity to pay off its vendors instantly. These vendors can be raw materials or service providers who otherwise have their capital blocked for longer periods until their actual payments are cleared.
Built for Indian MSMEs.
Used by thousands of businesses across the supply chain.
Find the right solution for your business
We offer three ways to finance your supply chain:
- Dealer Financing for channel partners.
- Sales Invoice Discounting to unlock cash from completed sales.
- Purchase Invoice Discounting to pay suppliers without stretching working capital.
Dealer Financing (DF)
Empower your dealers to grow, while ensuring timely movement of stock
DF enables revolving working capital limits for eligible dealers of Client. This enables them to get access to formal financing at attractive interest rates. DF is an exclusive line of credit for purchases that dealers do from Client. This is an off-balance sheet limit for Client, while dealers are made borrowers.
Digital Transaction Processing
Seamless digitized processing.
On-time Credit Approval
Credit underwriting process with centralized approvals.
Alerts and MIS
Transaction alerts and MIS for effective working capital management.
Flexible Credit
Meeting the business requirements for festive and seasonal purchase.
Sales Invoice Discounting (SID)
This solution is ideal for businesses looking to unlock funds tied up in receivables.
SID is a short-term financing solution where a seller can discount his invoice for an early payment as against waiting longer for an actual settlement. SID is an ideal product for receivables expected from B2B, e-commerce, quick commerce platforms as this helps in quick rotation in order to cater to high demand. Choose which invoices to discount—across buyers in your network.
Seasonal Credit Access
Credit availability with business seasonality, ensuring adequate funds during peak periods. Competitive rates that match your cash flow needs.
Improved WC Cycle
Suppliers receive early payments, improving cash flow and mitigating working capital gaps.
Documentation Not Required
The anchor does not have to do any documentation of the buyers before on-boarding them.
Limit Switching Flexibility
Provides the flexibility to reallocate credit limits across various buyers as per business needs.
Purchase Invoice Discounting (PID)
Perfect for businesses that want to maintain supplier trust while managing their capital smartly.
PID is a supply chain financing arrangement, wherein the buying entity (company) avails an exclusive line of credit for its procurement. Based on the buyer's confirmation, the lender pays off the supplier instantly, because of which the buyer gets a credit period for repaying to the lender.
Full Flexibility on Vendor Payments
Since the credit line is on the anchor, it gives an advantage of flexibility to pay off any vendor of own choice. No rigidity while paying off a vendor.
Tailored Tenors for Every Need
Each invoice and vendor can have a customized repayment tenor, making this a flexible financing solution. It adapts to varying cash flow cycles & procurement terms.
Zero Charges on Early Repayment
You're not penalized for financial discipline — repay early without incurring any additional charges. This encourages responsible borrowing without added cost.
Scalable Limits for Peak Seasons
Get higher credit limits during seasonal spikes or for bulk orders, ensuring smooth operations during high-demand periods.
Vendor Financing (VF)
Ideal for businesses looking to strengthen supplier relationships while managing working capital efficiently.
Vendor financing is a supply chain financing solution where you (the buyer) enable your vendors to receive early payments against their invoices. With a transparent process and minimal paperwork, vendors get timely access to funds, while you benefit from better negotiation power and smoother procurement cycles.
Early Access to Funds for Vendors
Enable suppliers to receive payments instantly against approved invoices, improving their cash flow.
Anchor-Led Competitive Financing
Help vendors access better rates through financing backed by your credit strength.
Optimized Cost of Funds
Ensure cost-efficient access to capital, helping vendors improve margins and profitability.
Seamless & Quick Disbursements
Deliver faster approvals and quick fund disbursal through a fully digital process.
Frequently Asked Questions
Supply Chain Finance (SCF) is a set of financing solutions that optimises cash flow by allowing businesses to extend payment terms to suppliers while giving suppliers the option to get paid early. FlexiLoans offers SCF through three products — Dealer Financing, Sales Invoice Discounting, and Purchase Invoice Discounting — helping businesses unlock capital trapped in the supply chain.
Businesses that are part of an existing supply chain — including anchors, dealers, distributors, and suppliers — are eligible. The anchor company (your client or buyer) must be on-boarded with FlexiLoans, after which their associated dealers or vendors can apply for SCF facilities.
FlexiLoans offers Supply Chain Finance of up to ₹2.5 Crore with a facility tenure of up to 3 months. The exact limit depends on the anchor's credit profile, the buyer-supplier relationship, and invoice or purchase volumes.
Basic documentation includes KYC documents (PAN, address proof), business registration proof, last 6 months' bank statements, and GST returns. Since SCF is anchor-led, the credit assessment relies heavily on the buyer-seller relationship and invoice data, keeping documentation minimal.