If you’re running a small business, you’ve probably thought about taking a loan, maybe to buy a new machine, open another shop, or just keep things running smoothly. From the very moment the loan is disbursed, its EMI becomes a part of your cash flow and monthly outgoing commitment. This is why lenders always assess …
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Lack of collateral, complex documentation, and a short credit history are just a few of the major obstacles that many small firms in India must overcome in order to get a business loan. These obstacles often keep promising businesses from getting the funding they need to expand. In recognition of these difficulties, the Indian government …
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It was first during the COVID pandemic that we were all introduced to work from home. It was a new concept to us then, but we already knew and still understand inflation, which was 2.92% in April 2025. While we are spending more on a basket of goods and services, the convenience of work from …
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For every business, profits come later, but having adequate cash flow is quite important from day one. This is why business owners apply for business financing to maintain cash flow and achieve business objectives. Indian lenders sanctioned ₹2.74 crore MSME loans of ₹54.2 lakh crore alone in FY24. Many of these owners, however, seek business …
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From providing financial assistance to a friend to paying for the fruits you have bought, all require transferring money from one party to another. The best options we had before were cheques and cash. However, UPI has now made it simpler to transfer funds online. It’s popular because it is fast, available 24/7, convenient, and …
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Business loans offer businesses the necessary funds to maintain cash flow and grow at will. This is why business financing plays a big role in helping entrepreneurs and small businesses grow. From team expansion and equipment purchase to managing daily business operations, a business loan offers just what you need. However, many small business owners …
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Transferring money quickly and securely is more important than ever, especially for small businesses where even a slight delay can severely disrupt cash flow. While there are many options available, their limit per day and restrictions make it necessary to choose the right payment transfer option. IMPS is one such option that is popular because …
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NEFT or National Electronic Funds Transfer has been the bedrock of online transactions for over 2 decades. It allows savings and business accounts in India to easily and securely transfer funds from one account to another. Together with IMPS and UPI, NEFT handles daily transactions of over ₹2.2 trillion. The NEFT transfer timings provide round-the-clock …
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There is always a need for sufficient working capital for businesses to manage expenses, expand operations and pay suppliers or employees. A good working capital management signifies you have enough cash to pay your short-term debts. This is why it is important to know how to calculate the working capital turnover ratio, as it shows …
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The capital your business possesses determines whether it will succeed, struggle, or stay stable. When you have enough capital, you can fund all your business operations, ranging from expansion to buying machinery. The lack of it makes it difficult to fund even the most basic needs, like paying salaries and buying inventory. This is why …
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Everybody loves the idea of starting their businesses and being their own bosses. It offers you financial independence and also the ability to pursue your passions. This is why there is a wave of entrepreneurship in India that has led to the MSME business count to over 5.7 crore. One important decision that a person …
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Women now own over 2.2 crore MSMEs businesses in India, which is 20% of all MSMEs. This means that there is a woman behind one out of every five businesses. From Kashmir to Kanyakumari and retail to startups, women are starting various businesses across cities. Women entrepreneurship in Hyderabad, however, holds a unique place in …
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