Term Loan for MSMEs -
fast, simple, transparent
Get funding for growth with monthly repayments and a clear tenure.
- Unsecured loans Up to ₹25 lakh
- Instant Disbursal
- Digital Process
What is a
Term Loan?
A term loan is a business loan where you receive a lump sum amount and repay it in fixed installments over a defined period (short-term: under 1 year, medium-term: 1–3 years, long-term: above 3 years). It's commonly used for business expansion, asset purchases, or working capital, and is ideal for MSMEs with stable cash flows and clear growth plans.
How it works?
You get the full loan amount upfront. Repayment schedule and interest are agreed at the start, so you can plan your cash flow. FlexiLoans offers term loans designed for MSMEs with minimal paperwork and quick approval.
Key Features ofFlexiLoans Term Loan
FlexiLoans offers customised loan solutions based on business requirements and a transparent fee structure with no hidden charges. Here are the key features of FlexiLoans term loans you must know:
Apply Now- Loan Amount from ₹50,000 to ₹50 lakhs
- No collateral required (unsecured term loan)
- Flexible 12 to 36 months tenure
- Minimum Documentation
- Complete Digital & Hassle Free Application Process
Benefits of choosingFlexiLoans Term Loans
Digital Process No Branch Visits
Complete your loan journey online: apply, upload, get approved, and receive funds without branch visits.
Fast Processing Loan Disbursal Within 48 Hours
Our 100% online application delivers fast credit decisions so funds reach you when you need them.
Pan-India Service Coverage
From metros to rural areas, we provide quick financing to help every dream grow.
Flexible Repayment Plans
Choose customizable EMIs that align with your cash flow, keeping your finances healthy while you repay.
Term LoanEligibility Criteria
We've designed our business loan eligibility criteria to be inclusive while ensuring responsible lending. To qualify for a FlexiLoans term loan for business, your business should meet the following requirements:
Our eligibility assessment takes into account various factors beyond traditional banking parameters, allowing more MSME term loan applicants to access formal credit. We evaluate your business holistically, considering business financials, transaction patterns, and industry potential.
Apply NowMin 2 Years
Time in Business
₹24 Lakhs +
Annual Revenue
21 to 64 Years
Age
700+
Credit Score
Valid GST & Business Documents
Documents
Required
Validity existing as a corporate entity
How to Apply for aBusiness Loan Online?
Our digital-first approach makes the business loan application process paperless and branchless. Here are the steps you can follow to get a business loan of ₹50 lakh:
Check EligibilityFill in Your Business and Financial Details
In order to proceed further with the business loan application, you must provide all the essential documents we have listed above.
Upload the Required Documents Securely
Upload all your documents quickly and safely with soft copies. Our digital process eliminates the need to follow paper trails.
Get Eligibility Confirmation and a Loan Offer
Once you upload all your documents, we assess them and provide status about approval or rejection. If you qualify, we will release a loan offer.
Accept the Terms and Receive Funds in Your Account
After accepting the terms, you will receive the loan amount in your bank account to fund your business operations.
Success Speaks:
Our Customers, Our Pride
A BIG thank you to team Flexiloans, to help me for expanding my vision into reality
Sangeeta Pawar
Grocery Shop Owner, Mumbai
The disbursement of funds was very fast which helped me plan better. All my queries were answered by their team which made the process easier.
S Sivakumar
Owner of Shrinee Fashions, Tirupur
The service was exceptionally great, very quick & hassle free. I would rate the service 10 on 10!
Stephan Balakrishnan
Medical Shop Owner, Mumbai
The entire process was completely digital and transparent. The quick approval and minimal documentation helped me stock up on inventory just in time for the festive season.
Priya Sharma
Boutique Owner, Delhi
Frequently Asked Questions
You need KYC documents (Aadhaar, PAN), 6 months of bank statements, GST registration, and basic business proof. FlexiLoans accepts digital copies — fully paperless.
FlexiLoans uses bank-grade 256-bit SSL encryption. We are RBI registered and comply with all data privacy regulations. Your information is never sold or shared without your consent.
FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
- Expanding your business
- Servicing regular working capital needs
- Managing seasonal working capital requirements
- Manage short term cash flow gaps