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Guide to CGTMSE Government Scheme: Credit Guarantee Fund Trust for Micro and Small Enterprises
· 17 min read · Business loans

Guide to CGTMSE Government Scheme: Credit Guarantee Fund Trust for Micro and Small Enterprises

Understanding the CGTMSE Scheme: An Overview As an aspiring entrepreneur, you can secure easy access to credit through the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme. This collateral-free business loan scheme, launched by the Ministry of Micro, Small & Medium Enterprises (MSME), offers a solution to help turn your entrepreneurial dreams …

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What are MSMEs in India?
· 14 min read · MSME Loan

What are MSMEs in India?

Did you know MSMEs in India contribute nearly 30% of the GDP and generate employment for over 110 million people? These businesses form the backbone of the Indian economy, driving growth across industries like manufacturing, retail, and IT. The MSME full form is Micro, Small, and Medium Enterprises. These small, medium, and microenterprises comprise local …

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Common Mudra Loan Challenges & How to Overcome Them
· 11 min read · MSME Loan

Common Mudra Loan Challenges & How to Overcome Them

Managing a cash crunch and getting a business loan have long been 2 of the most serious issues for Indian MSMEs. Even today, 45% of business loan applications face rejection due lack of collateral and credit histories. It led to the introduction of Prime Minister MUDRA Yojana in 2015. However, some of the most common …

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Does FlexiLoans Offer Foreclosure of Business Loans
· 11 min read · Business loans

Does FlexiLoans Offer Foreclosure of Business Loans

As a business owner, managing loan repayments effectively is crucial for financial stability. But what happens if you’re in a position to pay off your loan early? While paying off your business loan ahead of schedule may seem like a prudent financial decision, it comes with a potential cost—foreclosure charges. These charges, also known as …

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Types of Working Capital Policies
· 8 min read · GST

Types of Working Capital Policies

Working capital is the difference between a company’s current assets and liabilities, crucial for handling short-term cash requirements. A working capital policy is a set of guidelines for managing this balance efficiently, determining suitable ratios between liabilities and assets. It aims to balance liquidity, profitability, and risk based on financial objectives, operational cycles, industry dynamics, …

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PMFME Scheme – Apply for the PMFME loan Scheme Online
· 9 min read · Government Schemes

PMFME Scheme – Apply for the PMFME loan Scheme Online

The government launched the PMFME Scheme (Pradhan Mantri Formalisation of Micro Food Processing Enterprises) on June 29th, 2020, as part of the Atmanirbhar Bharat initiative. This scheme helps small (unorganised) food processing businesses by providing financial support through credit-linked subsidies. This subsidy covers 35% of the total project cost. However, the PMFME loan scheme provides …

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How to Start a Business in 50,000 Rupees?
· 5 min read · Business loans

How to Start a Business in 50,000 Rupees?

With an innovative business idea, strategic planning, and determination, you can easily start a profitable business with ₹50,000 or less. Let us understand the key elements to operating a small-scale business from home that requires minimal investment, and how to secure small business loans with a solid business plan. Whether you’re new to entrepreneurship or …

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Business Loan Requirements: 7 Things You’ll Need To Qualify
· 8 min read · GST

Business Loan Requirements: 7 Things You’ll Need To Qualify

Get the Funds You Need: Qualifying for a Business Loan As a business owner, you understand the importance of having access to funds to cover unexpected expenses, grow your existing business, or start a new venture. However, getting approved for a business loan can be a daunting task, with several requirements to meet. In this …

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