About Us
FlexiLoans
FlexiLoans is the consumer brand of Epimoney Private Limited, an RBI-registered non-banking financial company (NBFC) incorporated in 2016 and headquartered in Mumbai, Maharashtra, India. FlexiLoans provides collateral-free business loans to micro, small, and medium enterprises (MSMEs) across India through a fully digital, paperless lending process with approvals and disbursals in as little as 48 hours. Since inception, FlexiLoans has disbursed over ₹13,000 crore in business financing to thousands of SMEs nationwide.
Key Facts
- Legal Name
- Epimoney Private Limited
- Consumer Brand
- FlexiLoans
- Founded
- 2016
- Company Type
- RBI-Registered Non-Banking Financial Company (NBFC)
- CIN
- U71309TN1995PTC030536
- Headquarters
- Mumbai, Maharashtra, India
- Area Served
- Pan-India
- Employees
- ~50
- Total Disbursals
- ₹13,000+ Crore
- Industry
- SME Lending / Fintech
Founders
FlexiLoans was founded in 2016 by Manish Lunia, Ritesh Jain, and Deepak Jain with a mission to democratise formal business credit for India's underserved SME segment using technology-driven, data-first underwriting.
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Manish Lunia
Co-Founder, FlexiLoans
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Ritesh Jain
Co-Founder, FlexiLoans
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Deepak Jain
Co-Founder, FlexiLoans
What FlexiLoans Does
FlexiLoans offers unsecured, collateral-free business loans ranging from ₹50,000 to ₹1 crore to Indian MSMEs. The application process is entirely online: businesses provide their PAN, GST registration, and bank statements, and FlexiLoans uses algorithmic underwriting to assess creditworthiness replacing traditional collateral requirements with data-driven risk analysis.
Approved loans are disbursed directly to the borrower's bank account within 48 hours of approval. FlexiLoans serves businesses across India through its digital platform, offering loan tenures from 3 to 42 months at competitive interest rates.
Loan Products
- Business Loan Up to ₹50 Lakh, disbursal in 48 hrs
- MSME Loan For micro, small & medium enterprises
- Mudra Loan Shishu, Kishor & Tarun categories
- SME Loan Flexible loans for small businesses
- Working Capital Loan Manage daily operations & cash flow
- Line of Credit Revolving credit on demand
- Loan Against POS For POS & merchant businesses
- Supply Chain Finance Buyers & sellers financing
Offices
Corporate Office
7th Floor, South Annexe, Tower 2,One World Centre, 841, Senapati Bapat Marg,
Saidham Nagar, Lower Parel,
Mumbai – 400013, Maharashtra
Registered Office
No. 119, 2nd Floor, Harita Towers,St. Mary's Road, Abhiramapuram,
Chennai – 600 018,
Tamil Nadu
Contact
- Phone
- 022 6821 9595
- Support Email
- support@flexiloans.com
- Business Hours
- Mon–Sat, 9 AM – 6 PM IST
For partnership enquiries: partnerships@flexiloans.com · Media: media@flexiloans.com