img

Home > Business Loan in Kolkata

Business Loan in Kolkata

The “City of Joy” Kolkata has always been a place of interest for people who want to start a business. And probably that's why even the Britishers chose the beautiful city as their very first "Capital" when they started ruling ancient India.

As of today, Kolkata is known to be a significant commercial hub, not just for West Bengal, but also for the Eastern and Northeastern region of the country. The city has always put interest in the retail industry, where more and more people are taking business seriously.

Budding entrepreneurs in the metro city are coming up with great start-up ideas. Such start-ups in the next 10-years will help in the nation’s economic growth. Keeping such entrepreneurs’ and the economy’s interest in mind, FlexiLoans has come up with extensive business loan in Kolkata, that can help the public in different ways. Whether you are looking for a term loan or you are looking for a small business loan in Kolkata, FlexiLoans can assist you with both.


Why Get A Business Loan in Kolkata?

It is easy to get a GST Business loan in Kolkata. And it is even easier to get your vendor financing with the help of FlexiLoans. The best part, there are lots of benefits of getting a loan for business in Kolkata. If you are still unsure about it, here they are –

  • You Get Greater Exposure Towards the World of Business

While you can set up your business with some capital, you must have extra cash for more export. Once you get a loan for business in Kolkata, you get better export probabilities and expand your business across the country, as well as overseas.

  •  Faster Process

Are you worried about how to get a business loan in Kolkata? Do not worry. The process is more comfortable, quicker, and effortless. With FlexiLoans helping you with the process, it is even better.

  • Much Efficient 

Getting a Loan against POS might seem tricky but if it is a part of the unsecured business loan in Kolkata, you can get it quickly. Such loans also prove to be quite efficient at the time of need.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Why Get A Loan from Flexiloans?

Helping patrons in over 100 cities in India, FlexiLoans have proved to be one of the finest financial institutions in the country. Here are a few reasons why we are the right choice for you –

  1. We offer collateral-free, unsecured loans.
  2. There is no extra cost or hidden charges included.
  3. Easy, paperless, and faster application. Get your loan approved within 48-hours.
  4. Get a loan up to 1 crore. 

Documents Required for Business Loan in Kolkata

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

How much business loan can I get?

You can get an unsecured business loan up to ₹1 crore at FlexiLoans.

What are the requirements of collaterals and security?

FlexiLoans provides only collateral free business loans. So, you do not need collateral for applying for a business loan.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

We may charge processing fee to facilitate the loan towards legal and documentation charges.

Interest rates start at as low as 1% per month. However, it may depend on various factors like your loan amount, tenure, eligibility, etc.