BUSINESS LOAN IN PUNE

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Business Loan in Pune

Popularly known as the "Oxford of the East," Pune is a growing city in Maharashtra thriving over the years to become an industrial hub. With youngsters becoming more and more interested in the commercial sector, several IT, logistics, and automobile industries are picking up the pace. 

If you are a Pune resident and you are looking for an opportunity to grow your business in the city, then the time is now as we at FlexiLoans.com are offering business loan in Pune without any collateral.

With us here at FlexiLoans.com, you can get an extensive term loan quickly, if you meet all our eligibility criteria. The best part, you do not have to worry about going through a lengthy paperwork procedure, as we believe in dealing online.  


Why Take A Business Loan in Pune?

If you are wondering why taking up a small business loan in Pune is a good idea, here are a few benefits of the same to help you make up your mind –

  • Feed Your Innovative Mind 

Young minds are always brimming up with new and innovative ideas. They wish to build up a fortune by transforming these ideas into work and turning them into businesses. By taking up an unsecured business loan in Pune, one can transform his/her idea into a business and help everyone grow in the process. 

  • Helps You Stay Ahead of Everyone Else

By taking up a loan for business in Pune, you can always stay ahead of everyone else. With the help of loan against POS, you can increase your business efficiency and never have to look back.

  • Swift Process

It is swifter and more comfortable to get a GST business loan in Pune. All you need is the right kind of documents and meet all the eligibility criteria.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Why Choose Us – FlexiLoans.Com?

There are several benefits of getting a line of credit from us here at FlexiLoans.com. Here are a few benefits of the same that you should be aware of –

  1. We believe in keeping everything online. All you need to do is sign up with us, read “how to get business loan in Pune," and fill-up the form. Given that you meet all our eligibility criteria, your loan will be credited within 48-hours.
  2. Get 100% collateral-free loans with us here at FlexiLoans.com.
  3. No extra charges or hidden fees at all. Everything will be black and white.

Get a business loan in Pune up to 1 crore.


Documents Required for Business Loan in Pune

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

How much is the interest rate on business loans?

Interest rates start at as low as 1% per month. However, it may depend on various factors like your loan amount, tenure, eligibility, etc.

How long does it take to get a business loan?

To get a business loan fully disbursed into your account it usually takes around 48 to 72 working hours

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

We may charge processing fee to facilitate the loan towards legal and documentation charges.

Interest rates start at as low as 1% per month. However, it may depend on various factors like your loan amount, tenure, eligibility, etc.

To get a business loan fully disbursed into your account it usually takes around 48 to 72 working hours