About Us
Smart Loans, Zero Hassle
FlexiLoans was started with an endeavour to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their businesses. Our vision is to give "Loans at a click". We are the leaders in using technology and risk models that focus on alternate/surrogate methods for scoring customers.
Key Facts
Legal Name
Epimoney Private Limited
Consumer Brand
FlexiLoans
Founded
2016
Company Type
RBI-Registered Non-Banking Financial Company (NBFC)
CIN
U71309TN1995PTC030536
Headquarters
Mumbai, Maharashtra, India
Area Served
Pan-India
Employees
700+
Total Disbursals
₹13,000+ Cr
Industry
SME Lending / Fintech
Our Organisation
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible & Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast & ubiquitous digital adoption in India & increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped & unserved demand.
What FlexiLoans Does
FlexiLoans offers unsecured, collateral-free business loans ranging from ₹50,000 to ₹50 lakh to Indian MSMEs. The application process is entirely online: businesses provide their PAN, GST registration, and bank statements, and FlexiLoans uses algorithmic underwriting to assess creditworthiness — replacing traditional collateral requirements with data-driven risk analysis.
Approved loans are disbursed directly to the borrower's bank account post-completion of the process. FlexiLoans serves businesses across India through its digital platform, offering loan tenures from 24 to 42 months at competitive interest rates.
Our Vision
Our Vision is to provide "Financial Access at a Click". Consumers & small business owners can borrow through FlexiLoans to get loans customised to their needs at a fast pace & at transparent finance charges. We utilise our technology to provide a better experience, offering borrowers a convenient, simple & fast online application that improves the often time-consuming & frustrating Business Loan application process. We will generate unique scores based on each customer profile using our proprietary credit engine which will help them avail loans from our lending partners.
Loan
Products
Smart financing solutions to power your business growth — Simple, Fast, and Transparent.
Our Achievements
Great Place to Work Certification 2025-2026
SuperStartups Asia 2019 - India Winner in Gold Category
India NBFC Excellence Awards 2019 - Digital Lending
Best Companies for Millennial Awards 2019
Our Values
Our values define how we work, innovate, and grow together. They guide every decision we make and shape the experience we create for our customers and partners.
Collaboration
Agility
Innovation
Respect
