India’s taxation landscape underwent a major reform with the introduction of the Goods and Services Tax (GST). This unified tax structure replaced numerous indirect levies, bringing consistency to the country’s tax regime. For businesses seeking financial assistance, understanding the GST effect on loans is essential. While the loan amount and interest remain outside the GST …
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Every business, whether a startup or an established company, requires funds at different stages. Entrepreneurs often need capital to manage daily operations, purchase inventory, upgrade equipment, or expand their operations. Since financing plays a vital role in business success, choosing the right type of business loans is crucial. Two of the most common options available …
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Business loans are financial tools that help companies grow, manage cash flow, and address day-to-day needs. Many small business owners view these loans as essential financial support, whether they require funds for expansion, inventory, or working capital. However, business loan myths exist and often discourage entrepreneurs from seeking much-needed assistance. Misconceptions range from the belief …
Read moreMSME Payment Rules 1. Empowering MSMEs for Growth and Success FlexiLoans is a trusted financial partner for MSMEs, providing tailored loan solutions to drive business growth. MSMEs contribute nearly 30% to India’s GDP, but many struggle with access to funding. FlexiLoans bridges this gap with easy, fast, and digital lending solutions. 2. Key Challenges Faced …
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The world of finance is constantly evolving. One of the latest trends making waves is co-lending. It’s gaining popularity among banks, non-banking financial companies (NBFCs), and fintech platforms. But what is co-lending, and why is it becoming a game-changer in the lending space? In simple terms, co-lending happens when two or more financial institutions join …
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What is a cheque? In simple terms, a cheque is a paper-based payment tool that tells the bank to pay a specific amount from the drawer’s account to the person named on the cheque. While digital payments are growing fast, cheques are important in banking. Cheques are still widely used for salaries, loans, rent, and …
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In today’s fast-moving world, transferring money quickly and safely is essential. Therefore, one of the most trusted ways to do this in India is through NEFT banking. So, what is NEFT banking? NEFT stands for National Electronic Funds Transfer. It’s an electronic payment system used to transfer money from one bank account to another within …
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Launching a startup in India is exciting, but getting access to funding can be a real hurdle, especially without assets to back a loan. That’s where the Credit Guarantee Scheme for Startups (CGSS) steps in. So, what is CGSS scheme? It’s a government-backed initiative launched by the Department for Promotion of Industry and Internal Trade …
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What is ROI (Return on Investment)? Return on Investment is a simple way to measure how much profit you make from an investment. It shows the percentage return on the money you have put in. Whether you are a business owner, a marketer, or an individual investor, ROI helps you check if your investments are …
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The government launched the PMFME Scheme (Pradhan Mantri Formalisation of Micro Food Processing Enterprises) on June 29th, 2020, as part of the Atmanirbhar Bharat initiative. This scheme helps small (unorganised) food processing businesses by providing financial support through credit-linked subsidies. This subsidy covers 35% of the total project cost. However, the PMFME loan scheme provides …
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Every growing business needs a push—whether it’s better visibility or smoother operations. That’s why knowing why to invest in marketing and equipment is key. Marketing helps spread the word, bring in leads, and increase conversions. It builds your brand and puts your business in front of the right audience. On the other hand, equipment helps …
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Running a business isn’t easy. You manage stock, deal with suppliers, serve customers, and keep an eye on expenses — all at once. One thing that often limits business growth? Lack of funds. But what if you could use credit wisely to unlock your next stage of growth? In this blog, we’ll show you how …
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