What is Lending? Lending involves providing funds to individuals or businesses, with the expectation of repayment, typically accompanied by interest. Banks, NBFCs, credit unions, and fintech platforms facilitate borrowing through structured loan products. The process varies depending on whether the lender follows a traditional or digital lending model. Traditional vs Digital Lending: An Overview In …
Read MoreA seasonal business relies heavily on specific months for its income. Whether it is a Christmas decoration shop preparing for December sales or an ice cream kiosk getting ready for the summer rush, these ventures experience fluctuating revenue throughout the year. During peak months, sales skyrocket, but the off-season can be challenging when cash flow …
Read MoreEvery business, regardless of size, encounters situations where external funding becomes essential. Whether it’s to cover short-term operational costs, scale operations, invest in inventory, or launch a marketing campaign, having immediate access to capital can be a game-changer. This is where a ₹5 lakh business loan proves to be the ideal solution. It offers just …
Read MoreA successful business is not made overnight. First, setting up a functional and operational business requires extensive planning, structuring, and capital investment. This capital can be the business owner’s investment or a business loan to maintain the cash flow. Running a business is not easy. It comes with its share of financial ups and downs. …
Read MoreStarting a business is exciting but comes with several challenges. Many young entrepreneurs struggle with limited capital, lack of financial history, and difficulty in securing funding. These obstacles make it harder to cover startup expenses, manage daily operations, and expand the business. Without adequate financial support, promising venture ideas often fail to reach their full …
Read MoreMany small business owners hesitate to apply for business loans due to misinformation. Misconceptions about eligibility, approval times, and credit requirements prevent businesses from accessing much-needed funds. As a result, entrepreneurs miss opportunities to grow, expand, or stabilise cash flow. Understanding the facts about business loans helps entrepreneurs make informed financial decisions. Misinformation often discourages …
Read MoreSmall businesses are crucial for the Indian economy and form the backbone of the country. Thus, in a bustling city like Delhi, they thrive in industries such as food and beverages, retail, and home-based ventures. However, to grow further and sustain themselves over the years, these businesses need financial support. Securing a small business loan …
Read MoreSupply chain finance in India has gained significant traction as businesses seek efficient ways to manage working capital. Companies, especially MSMEs, often struggle with delayed payments, which impact operations and growth. SCF offers structured financing that bridges cash flow gaps, ensuring timely payments between buyers and suppliers. Traditional funding methods may not always provide quick …
Read MoreStarting a business feels daunting, especially when you consider the financial investment required. However, in India, many entrepreneurial ventures offer high profits with minimal investment. Whether you want to start small or explore creative and online avenues, numerous opportunities exist for every aspiring entrepreneur. This guide explores the best business ideas in India that require …
Read MoreBusiness loans for MSMEs play a crucial role in fostering long-term business success. Many small enterprises struggle with growth due to limited financial resources, making it challenging to scale operations, invest in technology, or hire skilled professionals. MSME financing provides a pathway for businesses to overcome financial constraints and accelerate expansion. Understanding how to use …
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