Flexi-Term: Working Capital Loan

meet short-term business needs with collateral-free loans

Eligibility criteria for Working Capital Loan

  • Business with at least 6 months history
  • Annual Business Turnover of at least 12,00,000 rupees
  • Net Profit of at least 3,00,000 rupees
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You are a manufacturer, distributor, trader or a B2B service provider. You operate offline or online or both and need capital to procure stock to manage demand during the festive season. Or you might want to expand business to more markets or list on multiple platforms to increase sales. You stay away from traditional lenders for funding due to slow processing and extensive documentation. Add to this, the concern of the application getting rejected. This can adversely impact your business not only in the short-term but long-term as well. Avoid all these issues with our Term Loans.


We provide you quick funding for all your short-term and long-term business needs. Our working capital loans will help you cover your funding needs to not only grow and scale up your business but run your business as usual.


We will fund your growth – be it online or offline so that you are always a step ahead of your competition. Avail collateral-free loans at competitive rates with flexible repayment schedules as per your convenience.

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Benefits for Flexiloans Working Capital Loans


Disbursal within 48 hours


Simple Documentation


Quick and seamless processing


No Hidden Charges/Fee


Funding up to 1 Crore rupees


Fully online process

Features of FlexiLoans Working Capital Loan


  • EMI based Working Capital Loans
  • One-time processing fee up to 2%
  • Flexible tenure up to 36 months
  • Interest Rates basis eligibility
  • Flexible repayment options
  • Repayment Option: Monthly/Weekly
  • No collateral required
  • Online or Offline business financing

Documents required for FlexiLoans Working Capital Loan


  • All Bank Statements of last 12 months
  • KYC documents for yourself and your organization*
  • Financial documents*
  • Shop Establishment Certificate

How to apply for Working Capital Loans with FlexiLoans

  • Fill

    Fill Online Form

    Fill the online application form in less than 15 minutes

  • Upload

    Upload Documents

    On submission, FlexiLoans generates Credit Score in less than a day

  • Receive


    Sign the documents and get the loan approved in less than 48hrs

Documents required for working capital loans

  • List of KYCs accepted
  • PAN Card (Mandatory) and
  • Any one of
  • Aadhaar
  • Passport
  • Voter’s ID
  • Driving License
  • Electricity Bill
  • Ownership Documents
  • Shops Establishment Certificate
  • VAT/Service Tax Registration Certificate
  • Certificate of Incorporation
  • For any loan above 5 Lakhs
  • 12 months of All Bank Statements
  • List of Financial documents to be submitted
  • ITR (Income Tax Return)
  • 2 years of audited P&L Statements