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BUSINESS LOAN IN CHANDIGARH

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Business Loan In Chandigarh

Chandigarh, touted as the best planned Indian city boasts of world-class architecture along with unparalleled life quality. It serves as the capital of both Haryana and Punjab and is considered one of the most prestigious cities of India. The city serves as the perfect example of the face of new and modern India. It comes as the manifestation of Pt. Jawaharlal Nehru’s dream. The city is an epitome of exclusiveness and modernization.

With plants and trees neatly arranged in different regions and with buildings planned in the most organized manner, Chandigarh is undoubtedly one of the most beautiful cities of India. It is a rich, prosperous, green and spic and span city that offers some of the best business opportunities to its citizens and even to people coming from different parts of India. If you are in the lookout for a business loan in Chandigarh, then Flexiloans can serve as your best bet.


Top Features of Business Loans from Flexiloans

Every business has its own set of demands or requirements, and we, at Flexiloans, are completely dedicated to fetching all these departments by providing loan for business in Chandigarh. Our expert team works in close coordination with you for figuring out the work you are doing and for designing solutions that best work for you. We provide a complete bouquet of GST business loan in Chandigarh along with term loan facilities for helping businesses in conducting their cash flow while assuring their smooth functioning at the same time.
If you are the vendor or supplier for a big firm and you offer invoices to partners who generally take too long to pay the dues, our invoice financing loans can come to your rescue.

For merchants functioning only offline accepting debit or credit payments and working with card machines, we have our merchant cash advance loans with easy documentation and instant results.

Our line of credit loans is available on an eligibility basis and are of great help for businesses operating according to seasons and looking to expand in order to fulfill the needs of the market.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Benefits of Unsecured Business Loan in Chandigarh

One of the major benefits of our unsecured business loan in Chandigarh is that you do not require a good credit score for availing the same. Go for our small business loan in Chandigarh and avail benefits like low rates of interest and instant payments.

We, at Flexiloans, will solve all your problems and give you the right answer to the question of how to get business loan in Chandigarh. Get in touch with us immediately.


Documents Required for Business Loans

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

What are the purposes for which I can get a loan via FlexiLoans? FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Why should I avail loan via FlexiLoans? Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

Are there any charges other than interest rate that I have to pay to avail the loan? We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

What is the best cibil score to get a business loan?

CIBIL scores can range between 300 and 900, with 900 denoting maximum. A CIBIL score of 700 or above in your credit report is ideal and will help in qualifying you for Business Loan.

Is EMI service available to pay business loans in Chandigarh?

Yes, FlexiLoans provide an EMI facility by which you can pay back your business loan. The EMI amount will be based on your loan amount, the interest charged and the tenure of the business loan.
What are the purposes for which I can get a loan via FlexiLoans?

What are the purposes for which I can get a loan via FlexiLoans?

What are the purposes for which I can get a loan via FlexiLoans? FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps
Why should I avail loan via FlexiLoans?

Why should I avail loan via FlexiLoans?

Why should I avail loan via FlexiLoans? Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.
What documents are required to apply for a loan?

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months
Are there any charges other than interest rate that I have to pay to avail the loan?

Are there any charges other than interest rate that I have to pay to avail the loan?

Are there any charges other than interest rate that I have to pay to avail the loan? We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.
What is the best cibil score to get a business loan?

What is the best cibil score to get a business loan?

CIBIL scores can range between 300 and 900, with 900 denoting maximum. A CIBIL score of 700 or above in your credit report is ideal and will help in qualifying you for Business Loan.
Is EMI service available to pay business loans in Chandigarh?

Is EMI service available to pay business loans in Chandigarh?

Yes, FlexiLoans provide an EMI facility by which you can pay back your business loan. The EMI amount will be based on your loan amount, the interest charged and the tenure of the business loan.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

We may charge processing fee to facilitate the loan towards legal and documentation charges.