BUSINESS LOAN FOR FURNITURE

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Loan for Furniture Business

Are you on the lookout for a loan for a furniture business? If yes then you must come straight to FlexiLoans. Our furniture store business loans can help you in managing the massive upfront investment expenditures required for starting a furniture business. Our business loans for furniture business can also help you in meeting operational expenditures and in managing your business most effectively.

There are a number of things that furniture business owners need to arrange for. Right from investing in huge warehouses to showcasing furniture and buying high quality brands, coming up with a furniture shop requires ample working capital. At the same time, it is also essential for business owners to keep their stores in good condition. This requires carrying out repair work frequently and installing and maintaining different store fixtures. Sustaining a stable flow of merchandise and paying the employees are other expenses that need to be considered. Proper financing is required at varied stages of this business, and this is where an MSME loan for furniture business comes into immediate effect.


Furniture Business Line of Credit Loans

Considering the massive operational expenses that furniture shops entail, the owners should always aim at getting a business line of credit loans. This can help them in spending money as required by having cash available to meet emergencies. Apart from this, FlexiLoans also deals in providing loan against POS and vendor financing without the need for collateral. Our credit lines can easily be applied to all the business expenditures, offering borrowers great convenience and spending flexibility.


Furniture Business Line of Credit Loans

Considering the massive operational expenses that furniture shops entail, the owners should always aim at getting a business line of credit loans. This can help them in spending money as required by having cash available to meet emergencies. Apart from this, FlexiLoans also deals in providing loan against POS and vendor financing without the need for collateral. Our credit lines can easily be applied to all the business expenditures, offering borrowers great convenience and spending flexibility.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

FlexiLoans’ Term Loan for Better Flow of Cash

The capital needed for running a successful and result-oriented furniture store can well be availed at FlexiLoans. Our term loan option can provide you with the capital needed for meeting the high operational expenditures. Our loans will help you in covering routine expenditures while continuously investing in new inventory. With us, you can remain assured of getting the money your business requires in order to thrive in the market.

Features of Furniture Business Loans at FlexiLoans

One thing that you must note about FlexiLoans is that we have our services spread in more than 100 cities throughout India. Hence, you can easily choose the closest city from your operational area. Next, our loan application procedure is not just easy but comes without any documentation. You need to fill in the application form online and upload the required documents. Next everything is taken care of by our expert loan officers.


Documents Required for Furniture Business Loan

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

We may charge processing fee to facilitate the loan towards legal and documentation charges.

Interest rates start at as low as 1% per month. However, it may depend on various factors like your loan amount, tenure, eligibility, etc.