What is an Aadhaar Card? An Aadhaar card is a legal document issued by the Unique Identification Authority of India on behalf of the Indian government to every resident. It contains a 12-digit number that is unique for all. The Aadhaar card works as identity proof and is valid for a lifetime. The Aadhaar card …
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When I’m looking to take out my first loan, I want to ensure that the experience is as smooth as possible. I’m following these tips from Flexiloans for a safe financial experience: Dos Ensure I make payments in an “Epimoney private limited” registered bank account only. Report suspected activities in my account asap. Double-check the …
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Financial transactions are now more formalised and digitalised – every borrower’s credit history is collected, stored, analysed and used in future financial transactions. The credit report summarises all the financial activities we have undertaken since we first obtained credit up to the time we last paid the credit. A CIBIL score ranges between 300 and …
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Introduction In the Indian Micro, Small, and Medium Enterprises sector, loans taken by MSMEs entail monthly EMIs. However, in many cases, the EMI amount is incurred on a small amount of working capital required to run a business. Once that is considered, it is time to realise that the amount paid on EMIs could be …
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Once an application for a PAN card has been submitted or information on an existing PAN card has been changed, one can check the status of the PAN card either through the UTI portal (UTIITSL PAN Portal) or the TIN-NSDL portal (TIN-NSDL PAN Portal). Listed below are options for verifying the status of a PAN …
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The Pradhan Mantri Awas Yojana (PMAY) is a national mission to provide affordable housing to all. The scheme aims at providing houses for all by 2022. Let’s see how we can apply for this scheme online using the PMAY website and how we can further check the Pradhan Mantri Awas Yojana Application status online. What …
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“Never depend on a single income. Instead, invest in creating a second source.” Nowadays, more and more investors are considering a monthly income scheme as their investment option. When customers invest in a fixed deposit, they get an interest rate on the deposited money. As per the reports, the highest interest rate that one can …
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The EPF (Employees’ Provident Fund) is a unique retirement scheme that has been introduced by the Government of India. The EPF scheme is designed to protect employees’ savings and promote voluntary savings. The scheme also helps in creating a culture of savings among the employees. This article contains details to check EPF balance online via …
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Women have taken some amazing strides in the world of business today, and their presence and contributions to global business have indeed been noteworthy. Moreover, the business acumen and dynamism of certain women entrepreneurs have even made them world-famous. For instance, the emergence of female business owners like Kiran Majumdar Shaw, Sairee Chahal, Shradha Sharma, …
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Introduction Small and medium businesses are the backbone of the country’s economy. Setting up a business is a long and tedious process. There are many factors that come into the successful setup of a new business, like capital generation, securing a business loan, company registration, etc. But do not worry anymore, as Flexiloans is an …
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India has approximately 42 million small businesses, both registered and unregistered. However, operating a small business comes with its own set of worries, and getting a loan for your business is one of them. Micro, small and medium-sized enterprises (MSMEs) frequently rely upon loans from banks and non-banking finance organisations to address various business-related concerns. …
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Various businesses have opportunities to include and support franchises. Amul is one company that has brought business opportunities for entrepreneurs. The company was founded in 1946 and is one of India’s most popular household brand names. Amul has had a strong presence in the dairy industry since its inception. It has been able to carve …
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