INSTANT BUSINESS LOAN

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Instant Business Loan

FlexiLoans offers instant business loan in India to the owners of small businesses at straightforward terms and conditions. There are not many documents needed for getting instant business loans in India from FlexiLoans. It is also worth noting that our rates of interest charged on such loans are the best and the most affordable in the market with the loan amount being disbursed within just a few business days

For the ones who do not have any idea about what instant business loans are. It is necessary to understand the details of these loans and then move ahead. An instant business loan is a quick small business loan that is offered within the shortest time possible with the approval procedure for the loan being a lenient one. With FlexiLoans at your disposal, you can remain assured of getting instant loan approval online and that too, without having to go through any kind of hassle. We deal in different varieties of instant business loans which include invoice financing and loan against POS.


Meeting Emergencies at an Instant

FlexiLoans comes to the rescue of all those businesses that are in the requirement of term loan or line of credit loan needed for meeting emergencies. Our unsecured instant business loans are there to help businesses arrange for additional cash that might be vital for meeting requirements that evolve all of a sudden. There are some unforeseen circumstances when our instant loans for business can come to the rescue of the businessmen giving them the option of expanding their business or meet expenses that would not have been met with a limited business management budget.

One of the best things about FlexiLoans is that businesses can get business loans online instantly at our portal without facing rejections. They get the working capital required for meeting business expenditures that need to be dealt with all of a sudden. With us, the entire loan approval and amount disbursal procedure are secure, simple and transparent. We possess user-friendly options where the borrowers do not need to provide several documents for getting the loans approved.


Advantages of Going for Instant Business Loans

The main advantage of going for an instant business loan is you get ready to cash in hand that further helps you in meeting all your expenditures. The eligibility criteria for the loan are also very simple and straightforward, enabling the borrowers to expect cash right at their disposal.


Basic Eligibility Criteria

Minimum Business Vintage 1 year
Monthly Business Sales Minimum 2,00,000

Documents Required for Instant Business Loan

Personal KYC PAN card
Residential Address Proof (Any One) Rent Agreement | Driving License | Voter's ID | Ration Card | Passport | Aadhar Card
Banking Last 6 months current account bank statements
Business KYC (Any One) GST Registration Certificate | Shops & Establishment Certificate | Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:
  • Expanding your business
  • Servicing regular working capital needs
  • Managing seasonal working capital requirements
  • Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

How to apply for a business loan?

  • Complete the application form
  • Upload your documents online
  • Our team will check your documents & evaluate your application
  • Once approved funds will be credited to your account

Business loan eligibility in India?

To get an unsecured business loan at FlexiLoans, the basic eligibility requirements are your business should be running for at least 1 year from the date of registration & monthly total sales should be greater than ₹2 lakhs.

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

KYC document

  • - Pan card

Proof of residential address (any one)

  • - Rent Agreement
  • - Driving License
  • - Voter's ID
  • - Ration Card
  • - Passport

Banking

  • - Last 6 months of bank statement of current account

Business KYC (any one)

  • - GST Registration Certificate
  • - Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

  • - 2 years Audited financials
  • - Last 2yrs ITR
  • - GST Returns of 6 months

We may charge processing fee to facilitate the loan towards legal and documentation charges.

  • Complete the application form
  • Upload your documents online
  • Our team will check your documents & evaluate your application
  • Once approved funds will be credited to your account

To get an unsecured business loan at FlexiLoans, the basic eligibility requirements are your business should be running for at least 1 year from the date of registration & monthly total sales should be greater than ₹2 lakhs.