Every discussion about starting or running a business boils down to the money you have and need. Whether you are just starting a business or expanding it, you need money to buy inventory, pay vendors, cover salaries, pay bills, and more. 29% of startups in India fail simply because they don’t have enough money. The …
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India records 23,776 company registrations in April 2025. While the company registration itself is growing, limited liability partnership in India registrations are growing more quickly, with 19.2% year over year due to less compliance. It is popular because it offers the flexibility of a partnership combined with the benefits of limited liability. In a traditional …
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As a business owner, you cannot ignore or understate the importance of working capital. 9 out of 10 small and medium-sized (MSME) businesses face struggles to grow and operate due to a lack of working capital. It is also a leading cause of why many businesses fail. In times of increasing costs and fluctuating demand, …
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If you’re running a small business, you’ve probably thought about taking a loan, maybe to buy a new machine, open another shop, or just keep things running smoothly. From the very moment the loan is disbursed, its EMI becomes a part of your cash flow and monthly outgoing commitment. This is why lenders always assess …
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Lack of collateral, complex documentation, and a short credit history are just a few of the major obstacles that many small firms in India must overcome in order to get a business loan. These obstacles often keep promising businesses from getting the funding they need to expand. In recognition of these difficulties, the Indian government …
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It was first during the COVID pandemic that we were all introduced to work from home. It was a new concept to us then, but we already knew and still understand inflation, which was 2.92% in April 2025. While we are spending more on a basket of goods and services, the convenience of work from …
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For every business, profits come later, but having adequate cash flow is quite important from day one. This is why business owners apply for business financing to maintain cash flow and achieve business objectives. Indian lenders sanctioned ₹2.74 crore MSME loans of ₹54.2 lakh crore alone in FY24. Many of these owners, however, seek business …
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From providing financial assistance to a friend to paying for the fruits you have bought, all require transferring money from one party to another. The best options we had before were cheques and cash. However, UPI has now made it simpler to transfer funds online. It’s popular because it is fast, available 24/7, convenient, and …
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Business loans offer businesses the necessary funds to maintain cash flow and grow at will. This is why business financing plays a big role in helping entrepreneurs and small businesses grow. From team expansion and equipment purchase to managing daily business operations, a business loan offers just what you need. However, many small business owners …
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Transferring money quickly and securely is more important than ever, especially for small businesses where even a slight delay can severely disrupt cash flow. While there are many options available, their limit per day and restrictions make it necessary to choose the right payment transfer option. IMPS is one such option that is popular because …
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The capital your business possesses determines whether it will succeed, struggle, or stay stable. When you have enough capital, you can fund all your business operations, ranging from expansion to buying machinery. The lack of it makes it difficult to fund even the most basic needs, like paying salaries and buying inventory. This is why …
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Everybody loves the idea of starting their businesses and being their own bosses. It offers you financial independence and also the ability to pursue your passions. This is why there is a wave of entrepreneurship in India that has led to the MSME business count to over 5.7 crore. One important decision that a person …
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