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Unsecured Business Loans in India: A Complete Guide for MSMEs and Startups
· 8 min read · Other

Unsecured Business Loans in India: A Complete Guide for MSMEs and Startups

A detailed guide to unsecured business loans in India, covering benefits, eligibility, and how MSMEs can apply online in 2025 Authored By FlexiLoans | Date: 23/10/2025 Quick Summary What: Overview of unsecured business loans in India—loans without collateral. Why: Helps MSMEs access fast funding for growth without risking property or assets. Who: MSME owners, traders, …

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How to Get an Unsecured Business Loan in Chennai Without Collateral?
· 8 min read · Other

How to Get an Unsecured Business Loan in Chennai Without Collateral?

Discover how MSMEs in Chennai can secure fast, collateral-free business loans with flexible repayment options in 2025 Authored By FlexiLoans | Date: 22/10/2025 Quick Summary What: Guide to obtaining unsecured business loans in Chennai without pledging collateral. Why: Helps local MSMEs access quick working capital or expansion funds without risking property or assets. Who: Traders, …

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What is RTGS? Meaning, Full Form, Process, Charges and Timings
· 10 min read · Other

What is RTGS? Meaning, Full Form, Process, Charges and Timings

Understand RTGS in banking, a real-time fund transfer method ideal for high-value business transactions. Learn how it works, timings, charges & more. Authored By FlexiLoans | Date: 08/09/2025 Quick Summary What: RTGS is an instant fund transfer system used for high-value transactions (₹2 lakh and above). Why: It enables real-time settlement between banks, reducing delays, …

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Director Identification Number (DIN): Full Guide to Registration, KYC, and Compliance
· 18 min read · Other

Director Identification Number (DIN): Full Guide to Registration, KYC, and Compliance

Everything you need to know about obtaining, updating, and managing your DIN (Director Identification Number) under India’s Companies Act. Authored By FlexiLoans | Date: 04/09/2025 Quick Summary What: DIN is a unique ID issued to individuals intending to become company directors in India Why: It ensures regulatory traceability, prevents fraud, and enables MCA compliance Who: …

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What Is a UTR Number? Format, Full Form, and Use in Banking
· 9 min read · Other

What Is a UTR Number? Format, Full Form, and Use in Banking

Understand what a UTR number is, how it helps track NEFT/RTGS/IMPS/UPI transactions, and why it’s essential for personal and business finance in India. Authored By FlexiLoans | Date: 04/09/2025 Quick Summary What: UTR stands for Unique Transaction Reference number Why: It tracks fund transfers via NEFT, RTGS, IMPS, and ECS Who: Issued to both the …

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What is IFSC? Meaning, Full Form, Uses and How to Find It
· 12 min read · Other

What is IFSC? Meaning, Full Form, Uses and How to Find It

Learn how IFSC codes identify bank branches in India, support NEFT/RTGS/IMPS transfers, and ensure secure, accurate fund routing. Authored By FlexiLoans | Date: 03/09/2025 Quick Summary What: IFSC is an 11-character code that uniquely identifies an Indian bank branch Why: It identifies each bank branch for online transactions Who: Used by individuals, businesses, and banks …

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NEFT Timings 2025: Updated Transfer Schedule & Holidays
· 9 min read · Other

NEFT Timings 2025: Updated Transfer Schedule & Holidays

NEFT or National Electronic Funds Transfer has been the bedrock of online transactions for over 2 decades. It allows savings and business accounts in India to easily and securely transfer funds from one account to another. Together with IMPS and UPI, NEFT handles daily transactions of over ₹2.2 trillion. The NEFT transfer timings provide round-the-clock …

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What is a Cheque and What are the Different Types Of Cheques?
· 8 min read · Other

What is a Cheque and What are the Different Types Of Cheques?

What is a cheque? In simple terms, a cheque is a paper-based payment tool that tells the bank to pay a specific amount from the drawer’s account to the person named on the cheque. While digital payments are growing fast, cheques are important in banking. Cheques are still widely used for salaries, loans, rent, and …

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How Much Time Do NEFT Settlements Take? Timings, Process & Limits
· 9 min read · Other

How Much Time Do NEFT Settlements Take? Timings, Process & Limits

In today’s fast-moving world, transferring money quickly and safely is essential. Therefore, one of the most trusted ways to do this in India is through NEFT banking. So, what is NEFT banking? NEFT stands for National Electronic Funds Transfer. It’s an electronic payment system used to transfer money from one bank account to another within …

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