The Indian roads are home to everything from luxury and off-road cars to scooters and bicycles. The industry itself holds major importance as it adds 7.1% to the GDP and employs over 3.7 crore people. Besides surging exports and FDI, India’s Vision 2030 aims to reach an output of $145 billion and exports of $60 …
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Running a business comes with constant pressure to maintain a healthy cash flow. Payment from clients can take weeks or even months, which makes it hard to cover day-to-day expenses or invest in growth. That’s where invoice discounting comes in and offers flexible business financing that turns those pending invoices into liquidity. More than 70% …
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The majority of businesses in India are either small or medium-sized. These businesses are driving the economy and GDP, but many of them lack financial oversight and literacy. 15% of errors in the accounting of small businesses are due to the misclassification of expense accounts. This is why there is a growing demand for accounting …
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Goods and Services Tax or GST is a part of your everyday life, whether you are a salaried individual or a business owner. Whether you are buying a packet of biscuits or running a kirana store itself, you pay GST on everything you buy and sell. GST is an indirect tax that is charged when …
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Micro, Small, and Medium Enterprises (MSMEs) are the true drivers of India’s economy and growth story. There are currently over 6.4 crore MSMEs in India that contribute over 30% to the GDP, employ over 11 crore individuals, and account for 45% of exports. Even while playing such an important role, MSME loan quick approval still …
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Whether you’re paying a supplier or just sending funds to a friend, there are numerous transactions that we all make every day. Although UPI is ideal for small payments, it does not process transactions above ₹1 lakh. This is where the NEFT, RTGS, and IMPS prove useful. If you had to send money through your …
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While decisions like opening another store or buying equipment are time-bound, working capital is a part of your everyday life as a business owner. You cannot overstate the importance of working capital, as you need it to cover salaries, pay suppliers, and buy inventory. This is why the understanding of different types of working capital …
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If you’re running a small business or managing HR, you already know that staying compliant with government rules isn’t optional but a part of the job. ESIC registration is also a part of this compliance. It is a legally established independent organisation that works under the Indian government’s Ministry of Labour and Employment. The ESIC …
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From infrastructure shortages to trouble hiring people, businesses in India face a variety of challenges. The biggest challenge, however, is to get business financing to run and grow a business. Lack of it makes 67% of Indian MSMEs turn to friends, family, and local lenders to borrow money. If you are running a business, you …
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There is a growing awareness among Indians about the benefits of organic foods and the harms of inorganic foods. This is why there is an increasing number of shelves in grocery stores laden with all-organic food products. You will find a dedicated store in your neighbourhood, as well. All this makes it a perfect time …
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In today’s fast-moving financial environment, flexibility is key—especially for business owners. Whether you’re scaling operations, managing cash flow gaps, or seizing new market opportunities, access to additional funds can make all the difference. But applying for a fresh loan isn’t always ideal. That’s where top-up business loans come into play. So, what is a top-up …
Read moreRunning a wholesale business in today’s competitive world isn’t easy, especially when you are trying to grow without external support. This is the story of Ashish Patni, a passionate cosmetics wholesale trader from Indore, Madhya Pradesh, who turned to FlexiLoans when he needed help scaling his operations. With a growing customer base but limited working …
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