Whether you’re paying a supplier or just sending funds to a friend, there are numerous transactions that we all make every day. Although UPI is ideal for small payments, it does not process transactions above ₹1 lakh. This is where the NEFT, RTGS, and IMPS prove useful. If you had to send money through your …
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While decisions like opening another store or buying equipment are time-bound, working capital is a part of your everyday life as a business owner. You cannot overstate the importance of working capital, as you need it to cover salaries, pay suppliers, and buy inventory. This is why the understanding of different types of working capital …
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If you’re running a small business or managing HR, you already know that staying compliant with government rules isn’t optional but a part of the job. ESIC registration is also a part of this compliance. It is a legally established independent organisation that works under the Indian government’s Ministry of Labour and Employment. The ESIC …
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From infrastructure shortages to trouble hiring people, businesses in India face a variety of challenges. The biggest challenge, however, is to get business financing to run and grow a business. Lack of it makes 67% of Indian MSMEs turn to friends, family, and local lenders to borrow money. If you are running a business, you …
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There is a growing awareness among Indians about the benefits of organic foods and the harms of inorganic foods. This is why there is an increasing number of shelves in grocery stores laden with all-organic food products. You will find a dedicated store in your neighbourhood, as well. All this makes it a perfect time …
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In today’s fast-moving financial environment, flexibility is key—especially for business owners. Whether you’re scaling operations, managing cash flow gaps, or seizing new market opportunities, access to additional funds can make all the difference. But applying for a fresh loan isn’t always ideal. That’s where top-up business loans come into play. So, what is a top-up …
Read moreRunning a wholesale business in today’s competitive world isn’t easy, especially when you are trying to grow without external support. This is the story of Ashish Patni, a passionate cosmetics wholesale trader from Indore, Madhya Pradesh, who turned to FlexiLoans when he needed help scaling his operations. With a growing customer base but limited working …
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Running a business in today’s rapidly changing market feels like being in a race where the track changes every few minutes. One moment, you’re gearing up for festive sales and the next, your supplier delays raw materials. This is where business agility helps you achieve cost efficiency, pivot, act fast, and adapt without losing momentum. …
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Managing a cash crunch and getting a business loan have long been 2 of the most serious issues for Indian MSMEs. Even today, 45% of business loan applications face rejection due lack of collateral and credit histories. It led to the introduction of Prime Minister MUDRA Yojana in 2015. However, some of the most common …
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Starting or running a small business in India offers many growth opportunities and enables you to be your own boss. As exciting as it is to turn your passion into a profitable business, you will often face a cash crunch. This is where a small business loan without collateral proves to be useful. According to …
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Starting a new business is an exciting journey, even if it is a small one. However, there are often financial challenges that you need to overcome as a small business owner. Securing a business loan or financing is seldom important in this situation, but eligibility criteria add to those challenges. Digital lending proves valuable here …
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Small businesses have long been and still are citing the lack of access to business loans as the main obstacle to expanding business. As small and medium-sized businesses are growing in India, the need for easy business loan financing is also increasing. Owing to their contribution to GDP and economy, the Indian government has introduced …
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