NEFT or National Electronic Funds Transfer has been the bedrock of online transactions for over 2 decades. It allows savings and business accounts in India to easily and securely transfer funds from one account to another. Together with IMPS and UPI, NEFT handles daily transactions of over ₹2.2 trillion. The NEFT transfer timings provide round-the-clock …
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There is always a need for sufficient working capital for businesses to manage expenses, expand operations and pay suppliers or employees. A good working capital management signifies you have enough cash to pay your short-term debts. This is why it is important to know how to calculate the working capital turnover ratio, as it shows …
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The capital your business possesses determines whether it will succeed, struggle, or stay stable. When you have enough capital, you can fund all your business operations, ranging from expansion to buying machinery. The lack of it makes it difficult to fund even the most basic needs, like paying salaries and buying inventory. This is why …
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Everybody loves the idea of starting their businesses and being their own bosses. It offers you financial independence and also the ability to pursue your passions. This is why there is a wave of entrepreneurship in India that has led to the MSME business count to over 5.7 crore. One important decision that a person …
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As a business owner, you know that every single rupee matters when running a business. You have to manage a wide range of expenses, including operational costs, bills, inventory purchases, and hiring. While no amount of money is ever enough for a business, ₹15 lakh business loan helps you unlock the potential of your business …
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Traditionally, it has been difficult for businesses to get financing to meet their business objectives. Even today, MSMEs in India face a credit gap of ₹25 lakh crore as formal lenders meet less than 15% of the sector’s requirements. However, government subsidy loans for businesses are bridging that gap and promoting the spirit of entrepreneurship …
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Maintaining a strong cash flow is challenging for most small business owners. It is more challenging during seasons when there is less cash coming in, but expenses remain the same. In these situations, smart founders know the bulk buying advantage that goes beyond just meeting timely demand. It reduces the cost of buying and also …
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For that Kirana store from a TIER 2/3 cities or rural areas, capital is not just a means of success but survival as well. The working capital keeps your shop running, your staff and utility bills paid, and your shelves stocked. This is why many business owners are applying for working capital loans for MSMEs …
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The beauty of every state in India lies in its unique blend of culture, food and landscapes. This is why the demands of every state are also different, which offers unique opportunities to business owners. The key MSME loan trends by state unfolding in the wake of this is the increasing use of working capital …
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Capital is at the heart of every business objective, whether it is growth-oriented or survival-oriented. A business loan offers you easy access to it. However, at FlexiLoans, we understand that there is always a need for more funds to grow the business, buy equipment, hire additional staff, and more. This is why we also offer …
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The rise of Amazon, Flipkart, Meesho, and other e-commerce platforms has changed not just how customers shop but also how businesses sell. From local stores with local reach to e-commerce stores with global reach, you now have more opportunities to grow. As of 2025, there are over 2,36,490 online stores in India witnessing this growth. …
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Running a small business means juggling growth plans with daily cash flow needs. More often than not, you require funds for reasons ranging from paying salaries to buying new equipment. If it is not available handily, business owners turn to business loans. Owing to its benefits, working capital loans in India alone have grown to …
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