Traditionally, it has been difficult for businesses to get financing to meet their business objectives. Even today, MSMEs in India face a credit gap of ₹25 lakh crore as formal lenders meet less than 15% of the sector’s requirements. However, government subsidy loans for businesses are bridging that gap and promoting the spirit of entrepreneurship …
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Maintaining a strong cash flow is challenging for most small business owners. It is more challenging during seasons when there is less cash coming in, but expenses remain the same. In these situations, smart founders know the bulk buying advantage that goes beyond just meeting timely demand. It reduces the cost of buying and also …
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For that Kirana store from a TIER 2/3 cities or rural areas, capital is not just a means of success but survival as well. The working capital keeps your shop running, your staff and utility bills paid, and your shelves stocked. This is why many business owners are applying for working capital loans for MSMEs …
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The beauty of every state in India lies in its unique blend of culture, food and landscapes. This is why the demands of every state are also different, which offers unique opportunities to business owners. The key MSME loan trends by state unfolding in the wake of this is the increasing use of working capital …
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Capital is at the heart of every business objective, whether it is growth-oriented or survival-oriented. A business loan offers you easy access to it. However, at FlexiLoans, we understand that there is always a need for more funds to grow the business, buy equipment, hire additional staff, and more. This is why we also offer …
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The rise of Amazon, Flipkart, Meesho, and other e-commerce platforms has changed not just how customers shop but also how businesses sell. From local stores with local reach to e-commerce stores with global reach, you now have more opportunities to grow. As of 2025, there are over 2,36,490 online stores in India witnessing this growth. …
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Running a small business means juggling growth plans with daily cash flow needs. More often than not, you require funds for reasons ranging from paying salaries to buying new equipment. If it is not available handily, business owners turn to business loans. Owing to its benefits, working capital loans in India alone have grown to …
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The Indian roads are home to everything from luxury and off-road cars to scooters and bicycles. The industry itself holds major importance as it adds 7.1% to the GDP and employs over 3.7 crore people. Besides surging exports and FDI, India’s Vision 2030 aims to reach an output of $145 billion and exports of $60 …
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Running a business comes with constant pressure to maintain a healthy cash flow. Payment from clients can take weeks or even months, which makes it hard to cover day-to-day expenses or invest in growth. That’s where invoice discounting comes in and offers flexible business financing that turns those pending invoices into liquidity. More than 70% …
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The majority of businesses in India are either small or medium-sized. These businesses are driving the economy and GDP, but many of them lack financial oversight and literacy. 15% of errors in the accounting of small businesses are due to the misclassification of expense accounts. This is why there is a growing demand for accounting …
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Goods and Services Tax or GST is a part of your everyday life, whether you are a salaried individual or a business owner. Whether you are buying a packet of biscuits or running a kirana store itself, you pay GST on everything you buy and sell. GST is an indirect tax that is charged when …
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Micro, Small, and Medium Enterprises (MSMEs) are the true drivers of India’s economy and growth story. There are currently over 6.4 crore MSMEs in India that contribute over 30% to the GDP, employ over 11 crore individuals, and account for 45% of exports. Even while playing such an important role, MSME loan quick approval still …
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