Running a wholesale business in today’s competitive world isn’t easy, especially when you are trying to grow without external support. This is the story of Ashish Patni, a passionate cosmetics wholesale trader from Indore, Madhya Pradesh, who turned to FlexiLoans when he needed help scaling his operations. With a growing customer base but limited working …
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Running a business in today’s rapidly changing market feels like being in a race where the track changes every few minutes. One moment, you’re gearing up for festive sales and the next, your supplier delays raw materials. This is where business agility helps you achieve cost efficiency, pivot, act fast, and adapt without losing momentum. …
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Managing a cash crunch and getting a business loan have long been 2 of the most serious issues for Indian MSMEs. Even today, 45% of business loan applications face rejection due lack of collateral and credit histories. It led to the introduction of Prime Minister MUDRA Yojana in 2015. However, some of the most common …
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Starting or running a small business in India offers many growth opportunities and enables you to be your own boss. As exciting as it is to turn your passion into a profitable business, you will often face a cash crunch. This is where a small business loan without collateral proves to be useful. According to …
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Starting a new business is an exciting journey, even if it is a small one. However, there are often financial challenges that you need to overcome as a small business owner. Securing a business loan or financing is seldom important in this situation, but eligibility criteria add to those challenges. Digital lending proves valuable here …
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Small businesses have long been and still are citing the lack of access to business loans as the main obstacle to expanding business. As small and medium-sized businesses are growing in India, the need for easy business loan financing is also increasing. Owing to their contribution to GDP and economy, the Indian government has introduced …
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Every business demands funds for growth, expansion, and operational needs. Unlike deep-pocketed corporations, small businesses don’t always have those funds readily available. This is why an SME loan for business is important, as it not only helps businesses keep running but also expand. If you’re starting a new company or expanding an existing one, you …
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Whether you are running an online shop or a small Kirana store, and no matter the type of business activity it facilitates, you must pay GST to comply with India’s tax regulations. The Goods and Services Tax is an indirect tax in India that replaces excise duty, services tax, VAT and more taxes. GSTIN number, …
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MSMEs hold great importance for both business owners and the Indian economy. While it accounts for 30% of the nation’s GDP and employs over 25+ crore people, it offers many growth opportunities to business owners. The exports itself have grown from ₹3.95 crore in 2021 to ₹12.39 crore in 2025. Getting an MSME certificate from …
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The Repo rate today stands at 6%, but the latest SBI research suggests that the Reserve Bank of India (RBI) will likely cut the Repo rate by 50 bps in June and August. Whether you have taken a loan or not, you have definitely heard of Repo rates either in news articles or people talking …
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Inaccurate or delayed credit note and debit note inputs account for the majority of invoice discrepancies on the GSTN site. If you have found yourself staring at a tax notice because of a billing error, this might be the result of it, too. This is because businesses attract a penalty of up to ₹25,000 for …
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Fintech in business lending has turned borrowing money into a more convenient, quicker, and easier experience. Now, businesses can get online business loans without collateral, extended periods to wait for approval, and unnecessary paperwork. Previously, borrowing a business loan meant going to banks, providing loads of paperwork, and waiting weeks or even months to get …
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