Starting or running a small business in India offers many growth opportunities and enables you to be your own boss. As exciting as it is to turn your passion into a profitable business, you will often face a cash crunch. This is where a small business loan without collateral proves to be useful. According to …
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Starting a new business is an exciting journey, even if it is a small one. However, there are often financial challenges that you need to overcome as a small business owner. Securing a business loan or financing is seldom important in this situation, but eligibility criteria add to those challenges. Digital lending proves valuable here …
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Small businesses have long been and still are citing the lack of access to business loans as the main obstacle to expanding business. As small and medium-sized businesses are growing in India, the need for easy business loan financing is also increasing. Owing to their contribution to GDP and economy, the Indian government has introduced …
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Every business demands funds for growth, expansion, and operational needs. Unlike deep-pocketed corporations, small businesses don’t always have those funds readily available. This is why an SME loan for business is important, as it not only helps businesses keep running but also expand. If you’re starting a new company or expanding an existing one, you …
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Whether you are running an online shop or a small Kirana store, and no matter the type of business activity it facilitates, you must pay GST to comply with India’s tax regulations. The Goods and Services Tax is an indirect tax in India that replaces excise duty, services tax, VAT and more taxes. GSTIN number, …
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MSMEs hold great importance for both business owners and the Indian economy. While it accounts for 30% of the nation’s GDP and employs over 25+ crore people, it offers many growth opportunities to business owners. The exports itself have grown from ₹3.95 crore in 2021 to ₹12.39 crore in 2025. Getting an MSME certificate from …
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The Repo rate today stands at 6%, but the latest SBI research suggests that the Reserve Bank of India (RBI) will likely cut the Repo rate by 50 bps in June and August. Whether you have taken a loan or not, you have definitely heard of Repo rates either in news articles or people talking …
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Inaccurate or delayed credit note and debit note inputs account for the majority of invoice discrepancies on the GSTN site. If you have found yourself staring at a tax notice because of a billing error, this might be the result of it, too. This is because businesses attract a penalty of up to ₹25,000 for …
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Fintech in business lending has turned borrowing money into a more convenient, quicker, and easier experience. Now, businesses can get online business loans without collateral, extended periods to wait for approval, and unnecessary paperwork. Previously, borrowing a business loan meant going to banks, providing loads of paperwork, and waiting weeks or even months to get …
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Women have historically been underrepresented in India in different fields, including businesses. They are now breaking down barriers by starting their own businesses and handling finances in different fields. Women’s involvement in MSMEs has also grown from 2.18 crore in 2021–2022 to 3.62 crore in 2023–2024. Like any other entrepreneur or business owner, there is …
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If you are a business owner of one of India’s 5.93 crore registered MSMEs, you are not only driving economic stability but also generating substantial employment opportunities. When you are running a business, you will always find a lack of access to capital to run and expand your business. You have access to different types …
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As a business owner, you know that there is always a need for funds, and a business loan is the best way to get it. However, small businesses face many challenges in India when in need of a business loan that delays their goals for growth and expansion. When a few business loan mistakes lead …
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