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Business Loan in Jharkhand

Jharkhand is in the north-eastern part of India. It is bordered by West Bengal in the east, Bihar in the north, Chhattisgarh in the west and Odisha in the south. The state of Uttar Pradesh in India lies in the northwest side of Jharkhand. Ranchi is the capital of Jharkhand which is again a thriving industrial hub in India.

Efforts on the part of the people and the government have brought up major developments in Jharkhand. These developments come in the form of industries and companies, both small and medium. But finances or sufficient funds for business remain a major problem for individuals looking to start a business in the state. In this scenario, business loan in Jharkhand available from FlexiLoans comes to the rescue of the entrepreneurs.

The Perks of Availing Loan for Business in Jharkhand

Coming up with a brand new business or simply expanding the existing one requires cash. Extra capital is crucial for establishing a small firm, multinational corporation or micro-enterprise in Jharkhand and even in the other states of India. This is where our term loans come into immediate effect. We offer collateral-free unsecured loan in Jharkhand. We offer invoice financing and loan against POS to business owners, distributors and traders, etc.

Our small business loan in Jharkhand is specifically designed to serve the interests of small businesses in the best way possible and to help them develop at a breakneck pace.

So, get in touch with us now and live your dream of expanding your business without thinking about how to get a Collateral Free Business Loan in Jharkhand.

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Basic Eligibility Criteria

Minimum Business Vintage	1 year
Monthly Business Sales Minimum	2,00,000

Documents Required for Business Loan in Jharkhand

Personal KYC	PAN card
Residential Address Proof (Any One)	Rent Agreement \| Driving License \| Voter's ID \| Ration Card \| Passport \| Aadhar Card
Banking	Last 6 months current account bank statements
Business KYC (Any One)	GST Registration Certificate \| Shops & Establishment Certificate \| Business PAN Card

Frequently asked questions

What are the purposes for which I can get a loan via FlexiLoans?

FlexiLoans is here to provide you financial access for your business funding needs. You have to undergo simple and transparent Credit Evaluation, basic documentation before we disburse the loan. You may get loans via FlexiLoans for:

Expanding your business
Servicing regular working capital needs
Managing seasonal working capital requirements
Manage short term cash flow gaps

Why should I avail loan via FlexiLoans?

Quick credit assessment ensures fast disbursal of loan at best rates and flexible terms, thus providing financial access at a click! Our business is to help you grow your business.

What documents are required to apply for a loan?

KYC document

- Pan card

Proof of residential address (any one)

- Rent Agreement
- Driving License
- Voter's ID
- Ration Card
- Passport

Banking

- Last 6 months of bank statement of current account

Business KYC (any one)

- GST Registration Certificate
- Shop Establishment Certificate

Financial documents (For loans greater than 20 Lakhs)

- 2 years Audited financials
- Last 2yrs ITR
- GST Returns of 6 months

Are there any charges other than interest rate that I have to pay to avail the loan?

We may charge processing fee to facilitate the loan towards legal and documentation charges. You may be charged penal charges for late or irregular payment behavior.

How can I get unsecured business loan in Jharkhand?

You can get an unsecured business loan without collateral at FlexiLoans. Just click on the link here and upload the document.

Who can get a business loan?

At FlexiLoans to those businesses whose business has been running for at least 1 year and has monthly total sales of at least ₹2,00,000